Living in St. Joseph, Minnesota

Cost of living, income, home prices, rent and demographics of St. Joseph · Census data 2020–2024

St. Joseph has 7,021 residents with a median age of 27.3. The median household income is $74,946 (16% lower than the Minnesota median), the median home value is $237,700, the median rent is $1,136/month.

St. Joseph at a glance

Population
7,021
Median age
27.3State: 38.8
Median household income
$74,946State: $89,062
Median home value
$237,700State: $329,300
Median rent
$1,136/moState: $1,280
Homeowners
64%
Bachelor's degree or higher
27.5%
Average commute
19 min

Is St. Joseph a good place to live?

Pros: Home values 28% lower than the state median; an average commute of 19 minutes; unemployment of 2.8%.

Cons: Median household income 16% lower than the Minnesota median; a poverty rate of 19.1%.

The weather is best in June to September.

Cost of living in St. Joseph

Housing is the biggest part of the cost of living. In St. Joseph the median home value is $237,700, 29% lower than the U.S. median. Renters pay a median of $1,136 per month, which is 34.6% of household income. Homeowners with a mortgage pay $1,669 a month in housing costs.

Median home value

St. Joseph$237,700
Minnesota$329,300
United States$332,700

Median monthly rent

St. Joseph$1,136
Minnesota$1,280
United States$1,413

St. Joseph median household income

The median household income in St. Joseph is $74,946 and the income per person is $30,893. 19.1% of residents live below the poverty line (Minnesota: 9.3%).

Median household income

St. Joseph$74,946
Minnesota$89,062
United States$80,734

Housing in St. Joseph: homes for sale and rent

Housing units
2,371
Owner-occupied
64%
Renter-occupied
36%
Vacant
2.9%Includes seasonal homes
Median year built
1992
Average household size
2.43

St. Joseph demographics

Population
7,021
Median age
27.3
Under 18
17.5%
65 and older
11.2%
Households
2,302
Foreign-born
12.5%
Veterans
6.1%Adults 18+

Race and ethnicity

White78.4%
Hispanic or Latino4.9%
Black8.4%
Asian1.8%

Hispanic or Latino can be of any race. Population history of St. Joseph ›

Education in St. Joseph

27.5% of adults 25 and older in St. Joseph have a bachelor's degree or higher (Minnesota: 39.4%), and 9.8% have a graduate or professional degree.

Bachelor's degree or higher

St. Joseph27.5%
Minnesota39.4%
United States35.7%

Jobs and commute in St. Joseph

Unemployment rate
2.8%State: 4.1%
Average commute
19 minState: 23 min
Work from home
7.5%
Drive alone
70.9%
Public transit
3.1%
Walk to work
11.5%
Homes with broadband
89.8%

St. Joseph vs nearby towns

TownPopulationMedian incomeHome valueRent
St. Joseph7,021$74,946$237,700$1,136
Waite Park8,399$59,285$219,400$1,117
Sartell19,758$84,131$297,300$1,275
St. Cloud70,629$61,374$225,000$1,003
Rockville2,452$105,329$365,800$815
Sauk Rapids13,852$71,841$256,100$964
Avon1,552$91,563$245,100$1,039
St. Stephen694$105,313$262,100$1,292
St. Augusta3,625$140,227$388,400—

More for people moving to St. Joseph

St. Joseph ZIP code ›Weather and climate ›

Living in St. Joseph: FAQ

What is the median household income in St. Joseph, MN?

The median household income in St. Joseph is $74,946, 16% lower than the Minnesota median of $89,062 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in St. Joseph?

The median home value in St. Joseph is $237,700, compared with $329,300 in Minnesota.

How much is rent in St. Joseph?

The median gross rent in St. Joseph is $1,136 per month, about 34.6% of household income.

Is St. Joseph, MN a good place to live?

Pluses: home values 28% lower than the state median; an average commute of 19 minutes; unemployment of 2.8%. Minuses: median household income 16% lower than the Minnesota median; a poverty rate of 19.1%.

What is the median age in St. Joseph?

The median age in St. Joseph is 27.3 years (Minnesota: 38.8).

How long is the commute in St. Joseph?

The average commute to work in St. Joseph is 19 minutes; 7.5% of workers work from home.

What is the unemployment rate in St. Joseph?

The unemployment rate in St. Joseph is 2.8% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is St. Joseph?

27.5% of adults in St. Joseph have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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