Living in St. Stephen, Minnesota

Cost of living, income, home prices, rent and demographics of St. Stephen · Census data 2020–2024

St. Stephen has 694 residents with a median age of 40. The median household income is $105,313 (18% higher than the Minnesota median), the median home value is $262,100, the median rent is $1,292/month.

St. Stephen is a small town, so Census survey estimates have wide margins of error. Treat percentages as approximate.

St. Stephen at a glance

Population
694
Median age
40State: 38.8
Median household income
$105,313State: $89,062
Median home value
$262,100State: $329,300
Median rent
$1,292/moState: $1,280
Homeowners
96.6%
Bachelor's degree or higher
20.5%
Average commute
28 min

Is St. Stephen a good place to live?

Pros: Median household income 18% higher than the Minnesota median; home values 20% lower than the state median; a poverty rate of 2%.

Cons: An average commute of 28 minutes; unemployment of 4.3%.

The weather is best in June to September.

Cost of living in St. Stephen

Housing is the biggest part of the cost of living. In St. Stephen the median home value is $262,100, 21% lower than the U.S. median. Renters pay a median of $1,292 per month, which is 14.5% of household income. Homeowners with a mortgage pay $1,544 a month in housing costs.

Median home value

St. Stephen$262,100
Minnesota$329,300
United States$332,700

Median monthly rent

St. Stephen$1,292
Minnesota$1,280
United States$1,413

St. Stephen median household income

The median household income in St. Stephen is $105,313 and the income per person is $45,570. 2% of residents live below the poverty line (Minnesota: 9.3%).

Median household income

St. Stephen$105,313
Minnesota$89,062
United States$80,734

Housing in St. Stephen: homes for sale and rent

Housing units
266
Owner-occupied
96.6%
Renter-occupied
3.4%
Vacant
0%Includes seasonal homes
Median year built
1987
Average household size
2.61

St. Stephen demographics

Population
694
Median age
40
Under 18
19.6%
65 and older
14.7%
Households
266
Foreign-born
2%
Veterans
6.1%Adults 18+

Race and ethnicity

White94.2%
Hispanic or Latino0.4%
Black0%
Asian0.9%

Hispanic or Latino can be of any race. Population history of St. Stephen ›

Education in St. Stephen

20.5% of adults 25 and older in St. Stephen have a bachelor's degree or higher (Minnesota: 39.4%), and 4.4% have a graduate or professional degree.

Bachelor's degree or higher

St. Stephen20.5%
Minnesota39.4%
United States35.7%

Jobs and commute in St. Stephen

Unemployment rate
4.3%State: 4.1%
Average commute
28 minState: 23 min
Work from home
9.1%
Drive alone
84.9%
Public transit
0%
Walk to work
1%
Homes with broadband
95.1%

St. Stephen vs nearby towns

TownPopulationMedian incomeHome valueRent
St. Stephen694$105,313$262,100$1,292
Rice2,085$107,692$266,600$1,144
Sartell19,758$84,131$297,300$1,275
Royalton1,211$55,156$215,300$600
Sauk Rapids13,852$71,841$256,100$964
St. Joseph7,021$74,946$237,700$1,136
Holdingford718$79,375$205,700$582
Bowlus278$77,708$158,500$742
Avon1,552$91,563$245,100$1,039

More for people moving to St. Stephen

St. Stephen ZIP code ›Weather and climate ›

Living in St. Stephen: FAQ

What is the median household income in St. Stephen, MN?

The median household income in St. Stephen is $105,313, 18% higher than the Minnesota median of $89,062 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in St. Stephen?

The median home value in St. Stephen is $262,100, compared with $329,300 in Minnesota.

How much is rent in St. Stephen?

The median gross rent in St. Stephen is $1,292 per month, about 14.5% of household income.

Is St. Stephen, MN a good place to live?

Pluses: median household income 18% higher than the Minnesota median; home values 20% lower than the state median; a poverty rate of 2%. Minuses: an average commute of 28 minutes; unemployment of 4.3%.

What is the median age in St. Stephen?

The median age in St. Stephen is 40 years (Minnesota: 38.8).

How long is the commute in St. Stephen?

The average commute to work in St. Stephen is 28 minutes; 9.1% of workers work from home.

What is the unemployment rate in St. Stephen?

The unemployment rate in St. Stephen is 4.3% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is St. Stephen?

20.5% of adults in St. Stephen have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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