Living in St. Cloud, Minnesota
Cost of living, income, home prices, rent and demographics of St. Cloud · Census data 2020–2024
St. Cloud has 70,629 residents with a median age of 30.6. The median household income is $61,374 (31% lower than the Minnesota median), the median home value is $225,000, the median rent is $1,003/month.
St. Cloud at a glance
- Population
- 70,629
- Median age
- 30.6State: 38.8
- Median household income
- $61,374State: $89,062
- Median home value
- $225,000State: $329,300
- Median rent
- $1,003/moState: $1,280
- Homeowners
- 48.6%
- Bachelor's degree or higher
- 30.4%
- Average commute
- 20 min
Is St. Cloud a good place to live?
Pros: Home values 32% lower than the state median; an average commute of 20 minutes.
Cons: Median household income 31% lower than the Minnesota median; unemployment of 6%; a poverty rate of 20.2%.
The weather is best in June to September.
Cost of living in St. Cloud
Housing is the biggest part of the cost of living. In St. Cloud the median home value is $225,000, 32% lower than the U.S. median. Renters pay a median of $1,003 per month, which is 28.8% of household income. Homeowners with a mortgage pay $1,530 a month in housing costs.
St. Cloud median household income
The median household income in St. Cloud is $61,374 and the income per person is $32,108. 20.2% of residents live below the poverty line (Minnesota: 9.3%).
Housing in St. Cloud: homes for sale and rent
- Housing units
- 29,762
- Owner-occupied
- 48.6%
- Renter-occupied
- 51.4%
- Vacant
- 6.6%Includes seasonal homes
- Median year built
- 1981
- Average household size
- 2.36
St. Cloud demographics
- Population
- 70,629
- Median age
- 30.6
- Under 18
- 21.9%
- 65 and older
- 13.3%
- Households
- 27,807
- Foreign-born
- 13.5%
- Veterans
- 5.8%Adults 18+
Hispanic or Latino can be of any race. Population history of St. Cloud ›
Education in St. Cloud
30.4% of adults 25 and older in St. Cloud have a bachelor's degree or higher (Minnesota: 39.4%), and 10.1% have a graduate or professional degree.
Jobs and commute in St. Cloud
- Unemployment rate
- 6%State: 4.1%
- Average commute
- 20 minState: 23 min
- Work from home
- 8.5%
- Drive alone
- 71.9%
- Public transit
- 2%
- Walk to work
- 5.4%
- Homes with broadband
- 91.6%
St. Cloud vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| St. Cloud | 70,629 | $61,374 | $225,000 | $1,003 |
| Waite Park | 8,399 | $59,285 | $219,400 | $1,117 |
| Sauk Rapids | 13,852 | $71,841 | $256,100 | $964 |
| St. Augusta | 3,625 | $140,227 | $388,400 | — |
| Sartell | 19,758 | $84,131 | $297,300 | $1,275 |
| St. Joseph | 7,021 | $74,946 | $237,700 | $1,136 |
| Rockville | 2,452 | $105,329 | $365,800 | $815 |
| Clear Lake | 579 | $105,625 | $281,300 | $919 |
| Clearwater | 1,970 | $91,346 | $271,800 | $1,091 |
More for people moving to St. Cloud
St. Cloud ZIP code ›Weather and climate ›Living in St. Cloud: FAQ
What is the median household income in St. Cloud, MN?
The median household income in St. Cloud is $61,374, 31% lower than the Minnesota median of $89,062 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in St. Cloud?
The median home value in St. Cloud is $225,000, compared with $329,300 in Minnesota.
How much is rent in St. Cloud?
The median gross rent in St. Cloud is $1,003 per month, about 28.8% of household income.
Is St. Cloud, MN a good place to live?
Pluses: home values 32% lower than the state median; an average commute of 20 minutes. Minuses: median household income 31% lower than the Minnesota median; unemployment of 6%; a poverty rate of 20.2%.
What is the median age in St. Cloud?
The median age in St. Cloud is 30.6 years (Minnesota: 38.8).
How long is the commute in St. Cloud?
The average commute to work in St. Cloud is 20 minutes; 8.5% of workers work from home.
What is the unemployment rate in St. Cloud?
The unemployment rate in St. Cloud is 6% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is St. Cloud?
30.4% of adults in St. Cloud have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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