Living in Osage Beach, Missouri

Cost of living, income, home prices, rent and demographics of Osage Beach · Census data 2020–2024

Osage Beach has 4,905 residents with a median age of 59.4. The median household income is $55,994 (21% lower than the Missouri median), the median home value is $355,200, the median rent is $772/month.

Osage Beach at a glance

Population
4,905
Median age
59.4State: 39
Median household income
$55,994State: $70,702
Median home value
$355,200State: $230,300
Median rent
$772/moState: $1,033
Homeowners
63.5%
Bachelor's degree or higher
25.6%
Average commute
18 min

Is Osage Beach a good place to live?

Pros: An average commute of 18 minutes; unemployment of 2.7%.

Cons: Median household income 21% lower than the Missouri median; home values 54% higher than the state median; a poverty rate of 12.8%.

The weather is best in May–June and September–October.

Cost of living in Osage Beach

Housing is the biggest part of the cost of living. In Osage Beach the median home value is $355,200, 7% higher than the U.S. median. Renters pay a median of $772 per month, which is 26.8% of household income. Homeowners with a mortgage pay $1,665 a month in housing costs.

Median home value

Osage Beach$355,200
Missouri$230,300
United States$332,700

Median monthly rent

Osage Beach$772
Missouri$1,033
United States$1,413

Osage Beach median household income

The median household income in Osage Beach is $55,994 and the income per person is $37,485. 12.8% of residents live below the poverty line (Missouri: 12.6%).

Median household income

Osage Beach$55,994
Missouri$70,702
United States$80,734

Housing in Osage Beach: homes for sale and rent

Housing units
5,328
Owner-occupied
63.5%
Renter-occupied
36.5%
Vacant
57.5%Includes seasonal homes
Median year built
1990
Average household size
2.07

57.5% of homes are vacant most of the year, a sign that Osage Beach has many vacation and second homes.

Osage Beach demographics

Population
4,905
Median age
59.4
Under 18
13.1%
65 and older
32.5%
Households
2,267
Foreign-born
8.2%
Veterans
9.1%Adults 18+

Race and ethnicity

White87.9%
Hispanic or Latino7.9%
Black4.2%
Asian0.5%

Hispanic or Latino can be of any race. Population history of Osage Beach ›

Education in Osage Beach

25.6% of adults 25 and older in Osage Beach have a bachelor's degree or higher (Missouri: 32.4%), and 9.2% have a graduate or professional degree.

Bachelor's degree or higher

Osage Beach25.6%
Missouri32.4%
United States35.7%

Jobs and commute in Osage Beach

Unemployment rate
2.7%State: 4%
Average commute
18 minState: 24 min
Work from home
8.8%
Drive alone
69.8%
Public transit
0%
Walk to work
2.6%
Homes with broadband
80.2%

Osage Beach vs nearby towns

TownPopulationMedian incomeHome valueRent
Osage Beach4,905$55,994$355,200$772
Lake Ozark2,335$74,176$278,100$1,304
Village of Four Seasons2,252$89,635$365,400$1,117
Sunrise Beach413$55,625$207,100$1,115
Linn Creek188$64,375$228,600$1,188
Camdenton4,023$54,375$175,500$1,025
Laurie965$50,114$187,200$788
Tuscumbia142$41,250$134,400—
Gravois Mills116$51,563$56,100$680

More for people moving to Osage Beach

Osage Beach ZIP code ›Weather and climate ›

Living in Osage Beach: FAQ

What is the median household income in Osage Beach, MO?

The median household income in Osage Beach is $55,994, 21% lower than the Missouri median of $70,702 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Osage Beach?

The median home value in Osage Beach is $355,200, compared with $230,300 in Missouri.

How much is rent in Osage Beach?

The median gross rent in Osage Beach is $772 per month, about 26.8% of household income.

Is Osage Beach, MO a good place to live?

Pluses: an average commute of 18 minutes; unemployment of 2.7%. Minuses: median household income 21% lower than the Missouri median; home values 54% higher than the state median; a poverty rate of 12.8%.

What is the median age in Osage Beach?

The median age in Osage Beach is 59.4 years (Missouri: 39).

How long is the commute in Osage Beach?

The average commute to work in Osage Beach is 18 minutes; 8.8% of workers work from home.

What is the unemployment rate in Osage Beach?

The unemployment rate in Osage Beach is 2.7% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Osage Beach?

25.6% of adults in Osage Beach have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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