Living in Lake Ozark, Missouri
Cost of living, income, home prices, rent and demographics of Lake Ozark · Census data 2020–2024
Lake Ozark has 2,335 residents with a median age of 42.1. The median household income is $74,176 (5% higher than the Missouri median), the median home value is $278,100, the median rent is $1,304/month.
Lake Ozark at a glance
- Population
- 2,335
- Median age
- 42.1State: 39
- Median household income
- $74,176State: $70,702
- Median home value
- $278,100State: $230,300
- Median rent
- $1,304/moState: $1,033
- Homeowners
- 68.6%
- Bachelor's degree or higher
- 39.3%
- Average commute
- 22 min
Is Lake Ozark a good place to live?
Pros: Median household income 5% higher than the Missouri median; an average commute of 22 minutes.
Cons: Home values 21% higher than the state median; unemployment of 4.3%; a poverty rate of 18.6%.
The weather is best in May–June and September–October.
Cost of living in Lake Ozark
Housing is the biggest part of the cost of living. In Lake Ozark the median home value is $278,100, 16% lower than the U.S. median. Renters pay a median of $1,304 per month, which is 29% of household income. Homeowners with a mortgage pay $1,458 a month in housing costs.
Lake Ozark median household income
The median household income in Lake Ozark is $74,176 and the income per person is $43,664. 18.6% of residents live below the poverty line (Missouri: 12.6%).
Housing in Lake Ozark: homes for sale and rent
- Housing units
- 1,864
- Owner-occupied
- 68.6%
- Renter-occupied
- 31.4%
- Vacant
- 50.4%Includes seasonal homes
- Median year built
- 1993
- Average household size
- 2.52
50.4% of homes are vacant most of the year, a sign that Lake Ozark has many vacation and second homes.
Lake Ozark demographics
- Population
- 2,335
- Median age
- 42.1
- Under 18
- 17.9%
- 65 and older
- 19.6%
- Households
- 925
- Foreign-born
- 0.7%
- Veterans
- 8.9%Adults 18+
Hispanic or Latino can be of any race. Population history of Lake Ozark ›
Education in Lake Ozark
39.3% of adults 25 and older in Lake Ozark have a bachelor's degree or higher (Missouri: 32.4%), and 9.4% have a graduate or professional degree.
Jobs and commute in Lake Ozark
- Unemployment rate
- 4.3%State: 4%
- Average commute
- 22 minState: 24 min
- Work from home
- 7%
- Drive alone
- 75%
- Public transit
- 0%
- Walk to work
- 0.8%
- Homes with broadband
- 95%
Lake Ozark vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Lake Ozark | 2,335 | $74,176 | $278,100 | $1,304 |
| Village of Four Seasons | 2,252 | $89,635 | $365,400 | $1,117 |
| Osage Beach | 4,905 | $55,994 | $355,200 | $772 |
| Sunrise Beach | 413 | $55,625 | $207,100 | $1,115 |
| Tuscumbia | 142 | $41,250 | $134,400 | — |
| Laurie | 965 | $50,114 | $187,200 | $788 |
| Eldon | 4,556 | $41,684 | $157,400 | $822 |
| Linn Creek | 188 | $64,375 | $228,600 | $1,188 |
| Barnett | 129 | $36,750 | $67,500 | $1,250 |
More for people moving to Lake Ozark
Lake Ozark ZIP code ›Weather and climate ›Living in Lake Ozark: FAQ
What is the median household income in Lake Ozark, MO?
The median household income in Lake Ozark is $74,176, 5% higher than the Missouri median of $70,702 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Lake Ozark?
The median home value in Lake Ozark is $278,100, compared with $230,300 in Missouri.
How much is rent in Lake Ozark?
The median gross rent in Lake Ozark is $1,304 per month, about 29% of household income.
Is Lake Ozark, MO a good place to live?
Pluses: median household income 5% higher than the Missouri median; an average commute of 22 minutes. Minuses: home values 21% higher than the state median; unemployment of 4.3%; a poverty rate of 18.6%.
What is the median age in Lake Ozark?
The median age in Lake Ozark is 42.1 years (Missouri: 39).
How long is the commute in Lake Ozark?
The average commute to work in Lake Ozark is 22 minutes; 7% of workers work from home.
What is the unemployment rate in Lake Ozark?
The unemployment rate in Lake Ozark is 4.3% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Lake Ozark?
39.3% of adults in Lake Ozark have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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