Living in Chelmsford, Massachusetts

Cost of living, income, home prices, rent and demographics of Chelmsford · Census data 2020–2024

Chelmsford has 36,446 residents with a median age of 41.6. The median household income is $140,629 (35% higher than the Massachusetts median), the median home value is $593,700, the median rent is $2,062/month.

Chelmsford at a glance

Population
36,446
Median age
41.6State: 40
Median household income
$140,629State: $103,960
Median home value
$593,700State: $562,100
Median rent
$2,062/moState: $1,762
Homeowners
82.1%
Bachelor's degree or higher
52.8%
Average commute
28 min

Is Chelmsford a good place to live?

Pros: Median household income 35% higher than the Massachusetts median; an average commute of 28 minutes; a poverty rate of 4.7%.

Cons: Home values 6% higher than the state median; unemployment of 5.3%.

The weather is best in June to September.

Cost of living in Chelmsford

Housing is the biggest part of the cost of living. In Chelmsford the median home value is $593,700, 78% higher than the U.S. median. Renters pay a median of $2,062 per month, which is 31.7% of household income. Homeowners with a mortgage pay $2,983 a month in housing costs.

Median home value

Chelmsford$593,700
Massachusetts$562,100
United States$332,700

Median monthly rent

Chelmsford$2,062
Massachusetts$1,762
United States$1,413

Chelmsford median household income

The median household income in Chelmsford is $140,629 and the income per person is $60,022. 4.7% of residents live below the poverty line (Massachusetts: 10%).

Median household income

Chelmsford$140,629
Massachusetts$103,960
United States$80,734

Housing in Chelmsford: homes for sale and rent

Housing units
13,942
Owner-occupied
82.1%
Renter-occupied
17.9%
Vacant
3.5%Includes seasonal homes
Median year built
1967
Average household size
2.68

Chelmsford demographics

Population
36,446
Median age
41.6
Under 18
21.6%
65 and older
18.1%
Households
13,450
Foreign-born
13.5%
Veterans
4.6%Adults 18+

Race and ethnicity

White78.2%
Hispanic or Latino6.1%
Black1.9%
Asian10.8%

Hispanic or Latino can be of any race. Population history of Chelmsford ›

Education in Chelmsford

52.8% of adults 25 and older in Chelmsford have a bachelor's degree or higher (Massachusetts: 47.3%), and 24.3% have a graduate or professional degree.

Bachelor's degree or higher

Chelmsford52.8%
Massachusetts47.3%
United States35.7%

Jobs and commute in Chelmsford

Unemployment rate
5.3%State: 5.2%
Average commute
28 minState: 29 min
Work from home
22.8%
Drive alone
68.8%
Public transit
1%
Walk to work
1.5%
Homes with broadband
95.2%

Chelmsford vs nearby towns

TownPopulationMedian incomeHome valueRent
Chelmsford36,446$140,629$593,700$2,062
Westford24,690$187,198$748,500$2,436
Lowell118,368$78,658$429,200$1,625
Carlisle5,239$250,001$1,103,900$1,313
Tyngsborough12,550$129,348$552,500$1,986
Billerica42,003$148,200$612,000$2,282
Dracut32,574$114,036$473,900$1,839
Littleton Common3,289$135,074$558,200$2,306
Tewksbury31,273$128,061$573,600$2,310

More for people moving to Chelmsford

Chelmsford ZIP code ›Weather and climate ›

Living in Chelmsford: FAQ

What is the median household income in Chelmsford, MA?

The median household income in Chelmsford is $140,629, 35% higher than the Massachusetts median of $103,960 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Chelmsford?

The median home value in Chelmsford is $593,700, compared with $562,100 in Massachusetts.

How much is rent in Chelmsford?

The median gross rent in Chelmsford is $2,062 per month, about 31.7% of household income.

Is Chelmsford, MA a good place to live?

Pluses: median household income 35% higher than the Massachusetts median; an average commute of 28 minutes; a poverty rate of 4.7%. Minuses: home values 6% higher than the state median; unemployment of 5.3%.

What is the median age in Chelmsford?

The median age in Chelmsford is 41.6 years (Massachusetts: 40).

How long is the commute in Chelmsford?

The average commute to work in Chelmsford is 28 minutes; 22.8% of workers work from home.

What is the unemployment rate in Chelmsford?

The unemployment rate in Chelmsford is 5.3% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Chelmsford?

52.8% of adults in Chelmsford have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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