Living in Cape St. Claire, Maryland

Cost of living, income, home prices, rent and demographics of Cape St. Claire · Census data 2020–2024

Cape St. Claire has 9,236 residents with a median age of 39.9. The median household income is $136,111 (31% higher than the Maryland median), the median home value is $488,200, the median rent is $2,031/month.

Cape St. Claire at a glance

Population
9,236
Median age
39.9State: 39.4
Median household income
$136,111State: $103,678
Median home value
$488,200State: $419,900
Median rent
$2,031/moState: $1,705
Homeowners
88.3%
Bachelor's degree or higher
56.2%
Average commute
32 min

Is Cape St. Claire a good place to live?

Pros: Median household income 31% higher than the Maryland median; a poverty rate of 4.3%.

Cons: Home values 16% higher than the state median; an average commute of 32 minutes; unemployment of 5.3%.

The weather is best in May–June and August–September.

Cost of living in Cape St. Claire

Housing is the biggest part of the cost of living. In Cape St. Claire the median home value is $488,200, 47% higher than the U.S. median. Renters pay a median of $2,031 per month, which is 26.8% of household income. Homeowners with a mortgage pay $2,534 a month in housing costs.

Median home value

Cape St. Claire$488,200
Maryland$419,900
United States$332,700

Median monthly rent

Cape St. Claire$2,031
Maryland$1,705
United States$1,413

Cape St. Claire median household income

The median household income in Cape St. Claire is $136,111 and the income per person is $58,031. 4.3% of residents live below the poverty line (Maryland: 9.4%).

Median household income

Cape St. Claire$136,111
Maryland$103,678
United States$80,734

Housing in Cape St. Claire: homes for sale and rent

Housing units
3,397
Owner-occupied
88.3%
Renter-occupied
11.7%
Vacant
2.5%Includes seasonal homes
Median year built
1978
Average household size
2.78

Cape St. Claire demographics

Population
9,236
Median age
39.9
Under 18
25%
65 and older
16.2%
Households
3,312
Foreign-born
6.1%
Veterans
13.2%Adults 18+

Race and ethnicity

White80.2%
Hispanic or Latino4.9%
Black4.1%
Asian3.6%

Hispanic or Latino can be of any race. Population history of Cape St. Claire ›

Education in Cape St. Claire

56.2% of adults 25 and older in Cape St. Claire have a bachelor's degree or higher (Maryland: 43.4%), and 30% have a graduate or professional degree.

Bachelor's degree or higher

Cape St. Claire56.2%
Maryland43.4%
United States35.7%

Jobs and commute in Cape St. Claire

Unemployment rate
5.3%State: 4.9%
Average commute
32 minState: 31 min
Work from home
25.3%
Drive alone
69.6%
Public transit
0.3%
Walk to work
1.3%
Homes with broadband
98.8%

Cape St. Claire vs nearby towns

TownPopulationMedian incomeHome valueRent
Cape St. Claire9,236$136,111$488,200$2,031
Arnold24,303$141,639$564,200$2,158
Lake Shore18,249$130,689$473,600$1,806
Naval Academy3,006$122,432—$2,918
Annapolis40,720$113,860$548,900$1,860
Parole17,229$120,361$533,500$2,306
Herald Harbor2,430$147,778$598,600$2,481
Severna Park40,228$169,953$647,200$1,699
Annapolis Neck12,032$173,879$739,100$2,489

More for people moving to Cape St. Claire

Cape St. Claire ZIP code ›Weather and climate ›

Living in Cape St. Claire: FAQ

What is the median household income in Cape St. Claire, MD?

The median household income in Cape St. Claire is $136,111, 31% higher than the Maryland median of $103,678 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Cape St. Claire?

The median home value in Cape St. Claire is $488,200, compared with $419,900 in Maryland.

How much is rent in Cape St. Claire?

The median gross rent in Cape St. Claire is $2,031 per month, about 26.8% of household income.

Is Cape St. Claire, MD a good place to live?

Pluses: median household income 31% higher than the Maryland median; a poverty rate of 4.3%. Minuses: home values 16% higher than the state median; an average commute of 32 minutes; unemployment of 5.3%.

What is the median age in Cape St. Claire?

The median age in Cape St. Claire is 39.9 years (Maryland: 39.4).

How long is the commute in Cape St. Claire?

The average commute to work in Cape St. Claire is 32 minutes; 25.3% of workers work from home.

What is the unemployment rate in Cape St. Claire?

The unemployment rate in Cape St. Claire is 5.3% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Cape St. Claire?

56.2% of adults in Cape St. Claire have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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