Living in Indian Rocks Beach, Florida

Cost of living, income, home prices, rent and demographics of Indian Rocks Beach · Census data 2020–2024

Indian Rocks Beach has 3,664 residents with a median age of 58.6. The median household income is $98,611 (32% higher than the Florida median), the median home value is $738,800, the median rent is $1,863/month.

Indian Rocks Beach at a glance

Population
3,664
Median age
58.6State: 42.6
Median household income
$98,611State: $74,568
Median home value
$738,800State: $359,000
Median rent
$1,863/moState: $1,669
Homeowners
76.4%
Bachelor's degree or higher
48%
Average commute
25 min

Is Indian Rocks Beach a good place to live?

Pros: Median household income 32% higher than the Florida median; an average commute of 25 minutes; unemployment of 3.8%; a poverty rate of 9.5%.

Cons: Home values 106% higher than the state median.

The weather is best in February–March and November–December.

Cost of living in Indian Rocks Beach

Housing is the biggest part of the cost of living. In Indian Rocks Beach the median home value is $738,800, 122% higher than the U.S. median. Renters pay a median of $1,863 per month, which is 24.5% of household income. Homeowners with a mortgage pay $3,043 a month in housing costs.

Median home value

Indian Rocks Beach$738,800
Florida$359,000
United States$332,700

Median monthly rent

Indian Rocks Beach$1,863
Florida$1,669
United States$1,413

Indian Rocks Beach median household income

The median household income in Indian Rocks Beach is $98,611 and the income per person is $74,521. 9.5% of residents live below the poverty line (Florida: 12.6%).

Median household income

Indian Rocks Beach$98,611
Florida$74,568
United States$80,734

Housing in Indian Rocks Beach: homes for sale and rent

Housing units
3,415
Owner-occupied
76.4%
Renter-occupied
23.6%
Vacant
43.3%Includes seasonal homes
Median year built
1981
Average household size
1.89

43.3% of homes are vacant most of the year, a sign that Indian Rocks Beach has many vacation and second homes.

Indian Rocks Beach demographics

Population
3,664
Median age
58.6
Under 18
5%
65 and older
37.1%
Households
1,936
Foreign-born
10.8%
Veterans
7.6%Adults 18+

Race and ethnicity

White88.4%
Hispanic or Latino7.7%
Black0.5%
Asian4.1%

Hispanic or Latino can be of any race. Population history of Indian Rocks Beach ›

Education in Indian Rocks Beach

48% of adults 25 and older in Indian Rocks Beach have a bachelor's degree or higher (Florida: 34.1%), and 16.2% have a graduate or professional degree.

Bachelor's degree or higher

Indian Rocks Beach48%
Florida34.1%
United States35.7%

Jobs and commute in Indian Rocks Beach

Unemployment rate
3.8%State: 4.8%
Average commute
25 minState: 28 min
Work from home
33.7%
Drive alone
54.4%
Public transit
0%
Walk to work
5.6%
Homes with broadband
90.8%

Indian Rocks Beach vs nearby towns

TownPopulationMedian incomeHome valueRent
Indian Rocks Beach3,664$98,611$738,800$1,863
Harbor Bluffs3,076$140,972$673,100—
Belleair Bluffs2,070$58,953$415,900$1,388
Ridgecrest3,571$50,428$303,400$1,614
Belleair Beach1,526$164,063$1,015,100$3,501
Indian Shores1,243$109,125$698,800$2,650
Belleair4,428$117,083$633,300$2,281
Redington Shores2,009$106,250$770,600$1,933
Largo82,617$62,096$229,100$1,618

More for people moving to Indian Rocks Beach

Indian Rocks Beach ZIP code ›Weather and climate ›

Living in Indian Rocks Beach: FAQ

What is the median household income in Indian Rocks Beach, FL?

The median household income in Indian Rocks Beach is $98,611, 32% higher than the Florida median of $74,568 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Indian Rocks Beach?

The median home value in Indian Rocks Beach is $738,800, compared with $359,000 in Florida.

How much is rent in Indian Rocks Beach?

The median gross rent in Indian Rocks Beach is $1,863 per month, about 24.5% of household income.

Is Indian Rocks Beach, FL a good place to live?

Pluses: median household income 32% higher than the Florida median; an average commute of 25 minutes; unemployment of 3.8%; a poverty rate of 9.5%. Minuses: home values 106% higher than the state median.

What is the median age in Indian Rocks Beach?

The median age in Indian Rocks Beach is 58.6 years (Florida: 42.6).

How long is the commute in Indian Rocks Beach?

The average commute to work in Indian Rocks Beach is 25 minutes; 33.7% of workers work from home.

What is the unemployment rate in Indian Rocks Beach?

The unemployment rate in Indian Rocks Beach is 3.8% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Indian Rocks Beach?

48% of adults in Indian Rocks Beach have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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