Living in Harbor Bluffs, Florida
Cost of living, income, home prices, rent and demographics of Harbor Bluffs · Census data 2020–2024
Harbor Bluffs has 3,076 residents with a median age of 50.1. The median household income is $140,972 (89% higher than the Florida median), the median home value is $673,100.
Harbor Bluffs at a glance
- Population
- 3,076
- Median age
- 50.1State: 42.6
- Median household income
- $140,972State: $74,568
- Median home value
- $673,100State: $359,000
- Homeowners
- 93.2%
- Bachelor's degree or higher
- 46.2%
- Average commute
- 26 min
Is Harbor Bluffs a good place to live?
Pros: Median household income 89% higher than the Florida median; an average commute of 26 minutes; a poverty rate of 4.2%.
Cons: Home values 87% higher than the state median; unemployment of 5.2%.
The weather is best in February–March and November–December.
Cost of living in Harbor Bluffs
Housing is the biggest part of the cost of living. In Harbor Bluffs the median home value is $673,100, 102% higher than the U.S. median. Renters pay a median of — per month. Homeowners with a mortgage pay $2,769 a month in housing costs.
Harbor Bluffs median household income
The median household income in Harbor Bluffs is $140,972 and the income per person is $62,121. 4.2% of residents live below the poverty line (Florida: 12.6%).
Housing in Harbor Bluffs: homes for sale and rent
- Housing units
- 1,202
- Owner-occupied
- 93.2%
- Renter-occupied
- 6.8%
- Vacant
- 6.2%Includes seasonal homes
- Median year built
- 1964
- Average household size
- 2.71
Harbor Bluffs demographics
- Population
- 3,076
- Median age
- 50.1
- Under 18
- 16.5%
- 65 and older
- 23.5%
- Households
- 1,128
- Foreign-born
- 10.3%
- Veterans
- 7.1%Adults 18+
Hispanic or Latino can be of any race. Population history of Harbor Bluffs ›
Education in Harbor Bluffs
46.2% of adults 25 and older in Harbor Bluffs have a bachelor's degree or higher (Florida: 34.1%), and 16.7% have a graduate or professional degree.
Jobs and commute in Harbor Bluffs
- Unemployment rate
- 5.2%State: 4.8%
- Average commute
- 26 minState: 28 min
- Work from home
- 16.1%
- Drive alone
- 82.6%
- Public transit
- 0%
- Walk to work
- 0%
- Homes with broadband
- 90.9%
Harbor Bluffs vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Harbor Bluffs | 3,076 | $140,972 | $673,100 | — |
| Belleair Bluffs | 2,070 | $58,953 | $415,900 | $1,388 |
| Indian Rocks Beach | 3,664 | $98,611 | $738,800 | $1,863 |
| Ridgecrest | 3,571 | $50,428 | $303,400 | $1,614 |
| Belleair Beach | 1,526 | $164,063 | $1,015,100 | $3,501 |
| Belleair | 4,428 | $117,083 | $633,300 | $2,281 |
| Largo | 82,617 | $62,096 | $229,100 | $1,618 |
| Indian Shores | 1,243 | $109,125 | $698,800 | $2,650 |
| Seminole | 19,396 | $75,774 | $348,500 | $1,708 |
More for people moving to Harbor Bluffs
Harbor Bluffs ZIP code ›Weather and climate ›Living in Harbor Bluffs: FAQ
What is the median household income in Harbor Bluffs, FL?
The median household income in Harbor Bluffs is $140,972, 89% higher than the Florida median of $74,568 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Harbor Bluffs?
The median home value in Harbor Bluffs is $673,100, compared with $359,000 in Florida.
Is Harbor Bluffs, FL a good place to live?
Pluses: median household income 89% higher than the Florida median; an average commute of 26 minutes; a poverty rate of 4.2%. Minuses: home values 87% higher than the state median; unemployment of 5.2%.
What is the median age in Harbor Bluffs?
The median age in Harbor Bluffs is 50.1 years (Florida: 42.6).
How long is the commute in Harbor Bluffs?
The average commute to work in Harbor Bluffs is 26 minutes; 16.1% of workers work from home.
What is the unemployment rate in Harbor Bluffs?
The unemployment rate in Harbor Bluffs is 5.2% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Harbor Bluffs?
46.2% of adults in Harbor Bluffs have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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