Living in Waterford, Vermont

Cost of living, income, home prices, rent and demographics of Waterford · Census data 2020–2024

Waterford has 1,279 residents with a median age of 45.4. The median household income is $109,375 (35% higher than the Vermont median), the median home value is $271,500.

Waterford is a small town, so Census survey estimates have wide margins of error. Treat percentages as approximate.

Waterford at a glance

Population
1,279
Median age
45.4State: 43.1
Median household income
$109,375State: $81,203
Median home value
$271,500State: $316,600
Homeowners
99%
Bachelor's degree or higher
41%
Average commute
24 min

Is Waterford a good place to live?

Pros: Median household income 35% higher than the Vermont median; home values 14% lower than the state median; unemployment of 1%; a poverty rate of 7%.

Cons: An average commute of 24 minutes.

The weather is best in June to September.

Cost of living in Waterford

Housing is the biggest part of the cost of living. In Waterford the median home value is $271,500, 18% lower than the U.S. median. Renters pay a median of — per month. Homeowners with a mortgage pay $1,731 a month in housing costs.

Median home value

Waterford$271,500
Vermont$316,600
United States$332,700

Median monthly rent

Vermont$1,234
United States$1,413

Waterford median household income

The median household income in Waterford is $109,375 and the income per person is $47,634. 7% of residents live below the poverty line (Vermont: 10.1%).

Median household income

Waterford$109,375
Vermont$81,203
United States$80,734

Housing in Waterford: homes for sale and rent

Housing units
572
Owner-occupied
99%
Renter-occupied
1%
Vacant
12.1%Includes seasonal homes
Median year built
1980
Average household size
2.53

Waterford demographics

Population
1,279
Median age
45.4
Under 18
16.7%
65 and older
21.4%
Households
503
Foreign-born
0.7%
Veterans
2%Adults 18+

Race and ethnicity

White96.8%
Hispanic or Latino1.6%
Black0.7%
Asian0%

Hispanic or Latino can be of any race. Population history of Waterford ›

Education in Waterford

41% of adults 25 and older in Waterford have a bachelor's degree or higher (Vermont: 43.8%), and 18.4% have a graduate or professional degree.

Bachelor's degree or higher

Waterford41%
Vermont43.8%
United States35.7%

Jobs and commute in Waterford

Unemployment rate
1%State: 3.6%
Average commute
24 minState: 24 min
Work from home
15.3%
Drive alone
79.2%
Public transit
0%
Walk to work
2.2%
Homes with broadband
88.3%

Waterford vs nearby towns

TownPopulationMedian incomeHome valueRent
Waterford1,279$109,375$271,500—
Monroe786$88,150$312,700$1,104
Littleton6,040$56,746$282,900$940
Lyman464$71,042$311,100$1,147
Barnet1,855$67,386$247,900$974
Concord1,145$73,304$159,300$1,111
St. Johnsbury7,368$57,738$177,700$914
Kirby756$54,792$302,900$1,250
Lisbon1,583$65,500$198,000$1,344

More for people moving to Waterford

Waterford ZIP code ›Weather and climate ›

Living in Waterford: FAQ

What is the median household income in Waterford, VT?

The median household income in Waterford is $109,375, 35% higher than the Vermont median of $81,203 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Waterford?

The median home value in Waterford is $271,500, compared with $316,600 in Vermont.

Is Waterford, VT a good place to live?

Pluses: median household income 35% higher than the Vermont median; home values 14% lower than the state median; unemployment of 1%; a poverty rate of 7%. Minuses: an average commute of 24 minutes.

What is the median age in Waterford?

The median age in Waterford is 45.4 years (Vermont: 43.1).

How long is the commute in Waterford?

The average commute to work in Waterford is 24 minutes; 15.3% of workers work from home.

What is the unemployment rate in Waterford?

The unemployment rate in Waterford is 1% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Waterford?

41% of adults in Waterford have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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