Living in Horseshoe Bay, Texas

Cost of living, income, home prices, rent and demographics of Horseshoe Bay · Census data 2020–2024

Horseshoe Bay has 4,854 residents with a median age of 64.6. The median household income is $96,794 (23% higher than the Texas median), the median home value is $549,800, the median rent is $1,536/month.

Horseshoe Bay at a glance

Population
4,854
Median age
64.6State: 35.6
Median household income
$96,794State: $78,476
Median home value
$549,800State: $283,800
Median rent
$1,536/moState: $1,403
Homeowners
80.6%
Bachelor's degree or higher
51.3%
Average commute
22 min

Is Horseshoe Bay a good place to live?

Pros: Median household income 23% higher than the Texas median; an average commute of 22 minutes; unemployment of 2.9%; a poverty rate of 4.3%.

Cons: Home values 94% higher than the state median.

The weather is best in March–April and October–November.

Cost of living in Horseshoe Bay

Housing is the biggest part of the cost of living. In Horseshoe Bay the median home value is $549,800, 65% higher than the U.S. median. Renters pay a median of $1,536 per month, which is 35.2% of household income. Homeowners with a mortgage pay $2,342 a month in housing costs.

Median home value

Horseshoe Bay$549,800
Texas$283,800
United States$332,700

Median monthly rent

Horseshoe Bay$1,536
Texas$1,403
United States$1,413

Horseshoe Bay median household income

The median household income in Horseshoe Bay is $96,794 and the income per person is $86,908. 4.3% of residents live below the poverty line (Texas: 13.8%).

Median household income

Horseshoe Bay$96,794
Texas$78,476
United States$80,734

Housing in Horseshoe Bay: homes for sale and rent

Housing units
3,851
Owner-occupied
80.6%
Renter-occupied
19.4%
Vacant
34.4%Includes seasonal homes
Median year built
1995
Average household size
1.92

34.4% of homes are vacant most of the year, a sign that Horseshoe Bay has many vacation and second homes.

Horseshoe Bay demographics

Population
4,854
Median age
64.6
Under 18
9.9%
65 and older
48.2%
Households
2,525
Foreign-born
2.9%
Veterans
13.4%Adults 18+

Race and ethnicity

White91.9%
Hispanic or Latino4.7%
Black0.1%
Asian0.6%

Hispanic or Latino can be of any race. Population history of Horseshoe Bay ›

Education in Horseshoe Bay

51.3% of adults 25 and older in Horseshoe Bay have a bachelor's degree or higher (Texas: 33.8%), and 15.3% have a graduate or professional degree.

Bachelor's degree or higher

Horseshoe Bay51.3%
Texas33.8%
United States35.7%

Jobs and commute in Horseshoe Bay

Unemployment rate
2.9%State: 5.3%
Average commute
22 minState: 27 min
Work from home
20.8%
Drive alone
62.8%
Public transit
0%
Walk to work
0%
Homes with broadband
93.8%

Horseshoe Bay vs nearby towns

TownPopulationMedian incomeHome valueRent
Horseshoe Bay4,854$96,794$549,800$1,536
Cottonwood Shores1,859$63,365$264,100$1,224
Granite Shoals5,328$78,042$259,800$1,319
Sunrise Beach Village936$75,625$657,300$1,143
Highland Haven448$91,250$492,600$2,250
Meadowlakes1,861$79,050$385,900$1,685
Marble Falls7,752$57,925$338,800$1,360
Kingsland7,330$57,268$230,700$892
Double Horn404$92,024$826,900—

More for people moving to Horseshoe Bay

Horseshoe Bay ZIP code ›Weather and climate ›

Living in Horseshoe Bay: FAQ

What is the median household income in Horseshoe Bay, TX?

The median household income in Horseshoe Bay is $96,794, 23% higher than the Texas median of $78,476 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Horseshoe Bay?

The median home value in Horseshoe Bay is $549,800, compared with $283,800 in Texas.

How much is rent in Horseshoe Bay?

The median gross rent in Horseshoe Bay is $1,536 per month, about 35.2% of household income.

Is Horseshoe Bay, TX a good place to live?

Pluses: median household income 23% higher than the Texas median; an average commute of 22 minutes; unemployment of 2.9%; a poverty rate of 4.3%. Minuses: home values 94% higher than the state median.

What is the median age in Horseshoe Bay?

The median age in Horseshoe Bay is 64.6 years (Texas: 35.6).

How long is the commute in Horseshoe Bay?

The average commute to work in Horseshoe Bay is 22 minutes; 20.8% of workers work from home.

What is the unemployment rate in Horseshoe Bay?

The unemployment rate in Horseshoe Bay is 2.9% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Horseshoe Bay?

51.3% of adults in Horseshoe Bay have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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