Living in Emerald Bay, Texas

Cost of living, income, home prices, rent and demographics of Emerald Bay · Census data 2020–2024

Emerald Bay has 970 residents with a median age of 72.3. The median household income is $98,068 (25% higher than the Texas median), the median home value is $351,000.

Emerald Bay is a small town, so Census survey estimates have wide margins of error. Treat percentages as approximate.

Emerald Bay at a glance

Population
970
Median age
72.3State: 35.6
Median household income
$98,068State: $78,476
Median home value
$351,000State: $283,800
Homeowners
100%
Bachelor's degree or higher
48.6%
Average commute
28 min

Is Emerald Bay a good place to live?

Pros: Median household income 25% higher than the Texas median; a poverty rate of 2.3%.

Cons: Home values 24% higher than the state median; an average commute of 28 minutes; unemployment of 7.3%.

The weather is best in March to May and October.

Cost of living in Emerald Bay

Housing is the biggest part of the cost of living. In Emerald Bay the median home value is $351,000, 6% higher than the U.S. median. Renters pay a median of — per month. Homeowners with a mortgage pay $1,500 a month in housing costs.

Median home value

Emerald Bay$351,000
Texas$283,800
United States$332,700

Median monthly rent

Texas$1,403
United States$1,413

Emerald Bay median household income

The median household income in Emerald Bay is $98,068 and the income per person is $54,928. 2.3% of residents live below the poverty line (Texas: 13.8%).

Median household income

Emerald Bay$98,068
Texas$78,476
United States$80,734

Housing in Emerald Bay: homes for sale and rent

Housing units
512
Owner-occupied
100%
Renter-occupied
0%
Vacant
4.5%Includes seasonal homes
Median year built
1987
Average household size
1.98

Emerald Bay demographics

Population
970
Median age
72.3
Under 18
5.4%
65 and older
76.3%
Households
489
Foreign-born
6.1%
Veterans
12.4%Adults 18+

Race and ethnicity

White96.9%
Hispanic or Latino3.1%
Black0%
Asian0%

Hispanic or Latino can be of any race. Population history of Emerald Bay ›

Education in Emerald Bay

48.6% of adults 25 and older in Emerald Bay have a bachelor's degree or higher (Texas: 33.8%), and 10.3% have a graduate or professional degree.

Bachelor's degree or higher

Emerald Bay48.6%
Texas33.8%
United States35.7%

Jobs and commute in Emerald Bay

Unemployment rate
7.3%State: 5.3%
Average commute
28 minState: 27 min
Work from home
41%
Drive alone
59%
Public transit
0%
Walk to work
0%
Homes with broadband
95.3%

Emerald Bay vs nearby towns

TownPopulationMedian incomeHome valueRent
Emerald Bay970$98,068$351,000—
Coffee City266$55,625$237,000—
Shadybrook2,810$69,173$232,300$1,142
Sunrise Shores607$72,500——
Berryville1,184$68,194$137,100$594
Noonday707$63,125$267,200$1,334
Bullard4,346$118,860$247,100$1,471
Moore Station155$36,979$101,800—
Frankston1,088$56,667$103,700$923

More for people moving to Emerald Bay

Emerald Bay ZIP code ›Weather and climate ›

Living in Emerald Bay: FAQ

What is the median household income in Emerald Bay, TX?

The median household income in Emerald Bay is $98,068, 25% higher than the Texas median of $78,476 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Emerald Bay?

The median home value in Emerald Bay is $351,000, compared with $283,800 in Texas.

Is Emerald Bay, TX a good place to live?

Pluses: median household income 25% higher than the Texas median; a poverty rate of 2.3%. Minuses: home values 24% higher than the state median; an average commute of 28 minutes; unemployment of 7.3%.

What is the median age in Emerald Bay?

The median age in Emerald Bay is 72.3 years (Texas: 35.6).

How long is the commute in Emerald Bay?

The average commute to work in Emerald Bay is 28 minutes; 41% of workers work from home.

What is the unemployment rate in Emerald Bay?

The unemployment rate in Emerald Bay is 7.3% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Emerald Bay?

48.6% of adults in Emerald Bay have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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