Living in Coldwater, Ohio
Cost of living, income, home prices, rent and demographics of Coldwater · Census data 2020–2024
Coldwater has 4,191 residents with a median age of 35.2. The median household income is $68,009 (5% lower than the Ohio median), the median home value is $232,200, the median rent is $821/month.
Coldwater at a glance
- Population
- 4,191
- Median age
- 35.2State: 39.7
- Median household income
- $68,009State: $71,389
- Median home value
- $232,200State: $214,800
- Median rent
- $821/moState: $1,034
- Homeowners
- 70.4%
- Bachelor's degree or higher
- 29%
- Average commute
- 16 min
Is Coldwater a good place to live?
Pros: An average commute of 16 minutes; unemployment of 0.5%; a poverty rate of 2.4%.
Cons: Median household income 5% lower than the Ohio median; home values 8% higher than the state median.
The weather is best in May–June and August–September.
Cost of living in Coldwater
Housing is the biggest part of the cost of living. In Coldwater the median home value is $232,200, 30% lower than the U.S. median. Renters pay a median of $821 per month, which is 23% of household income. Homeowners with a mortgage pay $1,349 a month in housing costs.
Coldwater median household income
The median household income in Coldwater is $68,009 and the income per person is $32,214. 2.4% of residents live below the poverty line (Ohio: 13.3%).
Housing in Coldwater: homes for sale and rent
- Housing units
- 1,600
- Owner-occupied
- 70.4%
- Renter-occupied
- 29.6%
- Vacant
- 0%Includes seasonal homes
- Median year built
- 1974
- Average household size
- 2.57
Coldwater demographics
- Population
- 4,191
- Median age
- 35.2
- Under 18
- 30.9%
- 65 and older
- 17%
- Households
- 1,600
- Foreign-born
- 3.1%
- Veterans
- 2%Adults 18+
Hispanic or Latino can be of any race. Population history of Coldwater ›
Education in Coldwater
29% of adults 25 and older in Coldwater have a bachelor's degree or higher (Ohio: 31.5%), and 11% have a graduate or professional degree.
Jobs and commute in Coldwater
- Unemployment rate
- 0.5%State: 4.8%
- Average commute
- 16 minState: 23 min
- Work from home
- 2.7%
- Drive alone
- 78.9%
- Public transit
- 0%
- Walk to work
- 1.7%
- Homes with broadband
- 91.6%
Coldwater vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Coldwater | 4,191 | $68,009 | $232,200 | $821 |
| St. Henry | 2,741 | $115,653 | $287,000 | $875 |
| Montezuma | 117 | $80,833 | $110,900 | $1,313 |
| Celina | 10,903 | $62,849 | $164,100 | $760 |
| Chickasaw | 394 | $101,250 | $296,900 | $900 |
| Fort Recovery | 1,729 | $66,563 | $162,500 | $805 |
| Burkettsville | 227 | $77,917 | $207,000 | — |
| Maria Stein | 1,305 | $94,141 | $339,100 | — |
| North Star | 179 | $98,750 | $235,000 | — |
More for people moving to Coldwater
Coldwater ZIP code ›Weather and climate ›Living in Coldwater: FAQ
What is the median household income in Coldwater, OH?
The median household income in Coldwater is $68,009, 5% lower than the Ohio median of $71,389 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Coldwater?
The median home value in Coldwater is $232,200, compared with $214,800 in Ohio.
How much is rent in Coldwater?
The median gross rent in Coldwater is $821 per month, about 23% of household income.
Is Coldwater, OH a good place to live?
Pluses: an average commute of 16 minutes; unemployment of 0.5%; a poverty rate of 2.4%. Minuses: median household income 5% lower than the Ohio median; home values 8% higher than the state median.
What is the median age in Coldwater?
The median age in Coldwater is 35.2 years (Ohio: 39.7).
How long is the commute in Coldwater?
The average commute to work in Coldwater is 16 minutes; 2.7% of workers work from home.
What is the unemployment rate in Coldwater?
The unemployment rate in Coldwater is 0.5% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Coldwater?
29% of adults in Coldwater have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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