Living in Topsail Beach, North Carolina

Cost of living, income, home prices, rent and demographics of Topsail Beach · Census data 2020–2024

Topsail Beach has 406 residents with a median age of 68.2. The median household income is $93,250 (29% higher than the North Carolina median), the median home value is $691,200.

Topsail Beach is a small town, so Census survey estimates have wide margins of error. Treat percentages as approximate.

Topsail Beach at a glance

Population
406
Median age
68.2State: 39.1
Median household income
$93,250State: $72,388
Median home value
$691,200State: $288,900
Homeowners
96.4%
Bachelor's degree or higher
59.1%
Average commute
34 min

Is Topsail Beach a good place to live?

Pros: Median household income 29% higher than the North Carolina median; unemployment of 0.6%; a poverty rate of 7.6%.

Cons: Home values 139% higher than the state median; an average commute of 34 minutes.

The weather is best in April–May and September–October.

Cost of living in Topsail Beach

Housing is the biggest part of the cost of living. In Topsail Beach the median home value is $691,200, 108% higher than the U.S. median. Renters pay a median of — per month. Homeowners with a mortgage pay $2,704 a month in housing costs.

Median home value

Topsail Beach$691,200
North Carolina$288,900
United States$332,700

Median monthly rent

North Carolina$1,228
United States$1,413

Topsail Beach median household income

The median household income in Topsail Beach is $93,250 and the income per person is $73,657. 7.6% of residents live below the poverty line (North Carolina: 13%).

Median household income

Topsail Beach$93,250
North Carolina$72,388
United States$80,734

Housing in Topsail Beach: homes for sale and rent

Housing units
1,330
Owner-occupied
96.4%
Renter-occupied
3.6%
Vacant
83.5%Includes seasonal homes
Median year built
1985
Average household size
1.85

83.5% of homes are vacant most of the year, a sign that Topsail Beach has many vacation and second homes.

Topsail Beach demographics

Population
406
Median age
68.2
Under 18
4.9%
65 and older
57.9%
Households
220
Foreign-born
0%
Veterans
9.3%Adults 18+

Race and ethnicity

White100%
Hispanic or Latino0%
Black0%
Asian0%

Hispanic or Latino can be of any race. Population history of Topsail Beach ›

Education in Topsail Beach

59.1% of adults 25 and older in Topsail Beach have a bachelor's degree or higher (North Carolina: 35.7%), and 25.6% have a graduate or professional degree.

Bachelor's degree or higher

Topsail Beach59.1%
North Carolina35.7%
United States35.7%

Jobs and commute in Topsail Beach

Unemployment rate
0.6%State: 4.7%
Average commute
34 minState: 25 min
Work from home
32.3%
Drive alone
58.9%
Public transit
0%
Walk to work
1.3%
Homes with broadband
100%

Topsail Beach vs nearby towns

TownPopulationMedian incomeHome valueRent
Topsail Beach406$93,250$691,200—
Hampstead9,292$91,745$402,100$1,216
Surf City4,396$81,433$512,300$1,707
Porters Neck7,654$119,979$569,700$1,503
Bayshore2,949$94,632$525,800$1,532
Ogden8,249$121,338$463,700$2,867
Holly Ridge4,904$104,788$360,300$1,315
Murraysville16,339$81,167$320,700$1,777
Wrightsville Beach2,665$151,563$1,168,700$2,336

More for people moving to Topsail Beach

Topsail Beach ZIP code ›Weather and climate ›

Living in Topsail Beach: FAQ

What is the median household income in Topsail Beach, NC?

The median household income in Topsail Beach is $93,250, 29% higher than the North Carolina median of $72,388 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Topsail Beach?

The median home value in Topsail Beach is $691,200, compared with $288,900 in North Carolina.

Is Topsail Beach, NC a good place to live?

Pluses: median household income 29% higher than the North Carolina median; unemployment of 0.6%; a poverty rate of 7.6%. Minuses: home values 139% higher than the state median; an average commute of 34 minutes.

What is the median age in Topsail Beach?

The median age in Topsail Beach is 68.2 years (North Carolina: 39.1).

How long is the commute in Topsail Beach?

The average commute to work in Topsail Beach is 34 minutes; 32.3% of workers work from home.

What is the unemployment rate in Topsail Beach?

The unemployment rate in Topsail Beach is 0.6% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Topsail Beach?

59.1% of adults in Topsail Beach have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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