Living in Swansboro, North Carolina
Cost of living, income, home prices, rent and demographics of Swansboro · Census data 2020–2024
Swansboro has 3,997 residents with a median age of 44.7. The median household income is $114,425 (58% higher than the North Carolina median), the median home value is $378,700, the median rent is $1,106/month.
Swansboro at a glance
- Population
- 3,997
- Median age
- 44.7State: 39.1
- Median household income
- $114,425State: $72,388
- Median home value
- $378,700State: $288,900
- Median rent
- $1,106/moState: $1,228
- Homeowners
- 72.5%
- Bachelor's degree or higher
- 39.8%
- Average commute
- 23 min
Is Swansboro a good place to live?
Pros: Median household income 58% higher than the North Carolina median; an average commute of 23 minutes; unemployment of 2.7%.
Cons: Home values 31% higher than the state median; a poverty rate of 14.1%.
The weather is best in April–May and September–October.
Cost of living in Swansboro
Housing is the biggest part of the cost of living. In Swansboro the median home value is $378,700, 14% higher than the U.S. median. Renters pay a median of $1,106 per month, which is 22.1% of household income. Homeowners with a mortgage pay $2,273 a month in housing costs.
Swansboro median household income
The median household income in Swansboro is $114,425 and the income per person is $60,347. 14.1% of residents live below the poverty line (North Carolina: 13%).
Housing in Swansboro: homes for sale and rent
- Housing units
- 1,850
- Owner-occupied
- 72.5%
- Renter-occupied
- 27.5%
- Vacant
- 9.9%Includes seasonal homes
- Median year built
- 2002
- Average household size
- 2.39
Swansboro demographics
- Population
- 3,997
- Median age
- 44.7
- Under 18
- 23.7%
- 65 and older
- 22.4%
- Households
- 1,667
- Foreign-born
- 3.6%
- Veterans
- 16.2%Adults 18+
Hispanic or Latino can be of any race. Population history of Swansboro ›
Education in Swansboro
39.8% of adults 25 and older in Swansboro have a bachelor's degree or higher (North Carolina: 35.7%), and 20.3% have a graduate or professional degree.
Jobs and commute in Swansboro
- Unemployment rate
- 2.7%State: 4.7%
- Average commute
- 23 minState: 25 min
- Work from home
- 18.5%
- Drive alone
- 69.4%
- Public transit
- 0%
- Walk to work
- 3.9%
- Homes with broadband
- 96.9%
Swansboro vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Swansboro | 3,997 | $114,425 | $378,700 | $1,106 |
| Cedar Point | 1,917 | $98,750 | $423,700 | $1,438 |
| Cape Carteret | 2,703 | $86,136 | $375,700 | $1,745 |
| Peletier | 1,009 | $55,893 | $208,500 | $1,196 |
| Bogue | 756 | $93,516 | $291,100 | $1,188 |
| Emerald Isle | 3,934 | $89,773 | $603,700 | $1,704 |
| Piney Green | 14,078 | $72,177 | $227,600 | $1,202 |
| Broad Creek | 1,836 | $57,500 | $244,200 | $908 |
| Indian Beach | 211 | $103,000 | $534,100 | — |
More for people moving to Swansboro
Swansboro ZIP code ›Weather and climate ›Living in Swansboro: FAQ
What is the median household income in Swansboro, NC?
The median household income in Swansboro is $114,425, 58% higher than the North Carolina median of $72,388 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Swansboro?
The median home value in Swansboro is $378,700, compared with $288,900 in North Carolina.
How much is rent in Swansboro?
The median gross rent in Swansboro is $1,106 per month, about 22.1% of household income.
Is Swansboro, NC a good place to live?
Pluses: median household income 58% higher than the North Carolina median; an average commute of 23 minutes; unemployment of 2.7%. Minuses: home values 31% higher than the state median; a poverty rate of 14.1%.
What is the median age in Swansboro?
The median age in Swansboro is 44.7 years (North Carolina: 39.1).
How long is the commute in Swansboro?
The average commute to work in Swansboro is 23 minutes; 18.5% of workers work from home.
What is the unemployment rate in Swansboro?
The unemployment rate in Swansboro is 2.7% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Swansboro?
39.8% of adults in Swansboro have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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