Living in St. James, North Carolina

Cost of living, income, home prices, rent and demographics of St. James · Census data 2020–2024

St. James has 7,072 residents with a median age of 68. The median household income is $116,383 (61% higher than the North Carolina median), the median home value is $636,800.

St. James at a glance

Population
7,072
Median age
68State: 39.1
Median household income
$116,383State: $72,388
Median home value
$636,800State: $288,900
Homeowners
96.4%
Bachelor's degree or higher
68.3%
Average commute
50 min

Is St. James a good place to live?

Pros: Median household income 61% higher than the North Carolina median; a poverty rate of 4.3%.

Cons: Home values 120% higher than the state median; an average commute of 50 minutes; unemployment of 6.2%.

The weather is best in April–May and October–November.

Cost of living in St. James

Housing is the biggest part of the cost of living. In St. James the median home value is $636,800, 91% higher than the U.S. median. Renters pay a median of — per month. Homeowners with a mortgage pay $2,310 a month in housing costs.

Median home value

St. James$636,800
North Carolina$288,900
United States$332,700

Median monthly rent

North Carolina$1,228
United States$1,413

St. James median household income

The median household income in St. James is $116,383 and the income per person is $82,804. 4.3% of residents live below the poverty line (North Carolina: 13%).

Median household income

St. James$116,383
North Carolina$72,388
United States$80,734

Housing in St. James: homes for sale and rent

Housing units
4,321
Owner-occupied
96.4%
Renter-occupied
3.6%
Vacant
18.2%Includes seasonal homes
Median year built
2011
Average household size
2.00

St. James demographics

Population
7,072
Median age
68
Under 18
2.1%
65 and older
62.8%
Households
3,533
Foreign-born
5.9%
Veterans
15.6%Adults 18+

Race and ethnicity

White90.4%
Hispanic or Latino6.2%
Black0.4%
Asian0.3%

Hispanic or Latino can be of any race. Population history of St. James ›

Education in St. James

68.3% of adults 25 and older in St. James have a bachelor's degree or higher (North Carolina: 35.7%), and 30.9% have a graduate or professional degree.

Bachelor's degree or higher

St. James68.3%
North Carolina35.7%
United States35.7%

Jobs and commute in St. James

Unemployment rate
6.2%State: 4.7%
Average commute
50 minState: 25 min
Work from home
39.7%
Drive alone
39.4%
Public transit
13.6%
Walk to work
0%
Homes with broadband
95.8%

St. James vs nearby towns

TownPopulationMedian incomeHome valueRent
St. James7,072$116,383$636,800—
Oak Island9,030$85,872$456,500$1,339
Caswell Beach491$130,750$648,400—
Southport4,205$87,641$437,700$1,426
Boiling Spring Lakes6,347$62,676$292,300$1,385
Varnamtown782$54,844$293,800$1,087
Bald Head Island190$209,219$1,367,200—
Bolivia247$57,159$290,000$1,167
Kure Beach2,466$104,149$735,100$1,436

More for people moving to St. James

St. James ZIP code ›Weather and climate ›

Living in St. James: FAQ

What is the median household income in St. James, NC?

The median household income in St. James is $116,383, 61% higher than the North Carolina median of $72,388 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in St. James?

The median home value in St. James is $636,800, compared with $288,900 in North Carolina.

Is St. James, NC a good place to live?

Pluses: median household income 61% higher than the North Carolina median; a poverty rate of 4.3%. Minuses: home values 120% higher than the state median; an average commute of 50 minutes; unemployment of 6.2%.

What is the median age in St. James?

The median age in St. James is 68 years (North Carolina: 39.1).

How long is the commute in St. James?

The average commute to work in St. James is 50 minutes; 39.7% of workers work from home.

What is the unemployment rate in St. James?

The unemployment rate in St. James is 6.2% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is St. James?

68.3% of adults in St. James have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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