Living in Utica, New York
Cost of living, income, home prices, rent and demographics of Utica · Census data 2020–2024
Utica has 64,217 residents with a median age of 35.2. The median household income is $52,484 (39% lower than the New York median), the median home value is $151,300, the median rent is $951/month.
Utica at a glance
- Population
- 64,217
- Median age
- 35.2State: 39.8
- Median household income
- $52,484State: $85,974
- Median home value
- $151,300State: $423,800
- Median rent
- $951/moState: $1,621
- Homeowners
- 49.7%
- Bachelor's degree or higher
- 22.4%
- Average commute
- 20 min
Is Utica a good place to live?
Pros: Home values 64% lower than the state median; an average commute of 20 minutes.
Cons: Median household income 39% lower than the New York median; unemployment of 8.2%; a poverty rate of 27.5%.
The weather is best in June to September.
Cost of living in Utica
Housing is the biggest part of the cost of living. In Utica the median home value is $151,300, 55% lower than the U.S. median. Renters pay a median of $951 per month, which is 32% of household income. Homeowners with a mortgage pay $1,352 a month in housing costs.
Utica median household income
The median household income in Utica is $52,484 and the income per person is $27,402. 27.5% of residents live below the poverty line (New York: 14%).
Housing in Utica: homes for sale and rent
- Housing units
- 28,364
- Owner-occupied
- 49.7%
- Renter-occupied
- 50.3%
- Vacant
- 9.7%Includes seasonal homes
- Median year built
- 1940
- Average household size
- 2.39
Utica demographics
- Population
- 64,217
- Median age
- 35.2
- Under 18
- 25.4%
- 65 and older
- 15.2%
- Households
- 25,606
- Foreign-born
- 20.6%
- Veterans
- 4.1%Adults 18+
Hispanic or Latino can be of any race. Population history of Utica ›
Education in Utica
22.4% of adults 25 and older in Utica have a bachelor's degree or higher (New York: 40.2%), and 9.5% have a graduate or professional degree.
Jobs and commute in Utica
- Unemployment rate
- 8.2%State: 6.4%
- Average commute
- 20 minState: 33 min
- Work from home
- 7.5%
- Drive alone
- 67.7%
- Public transit
- 3.4%
- Walk to work
- 5.1%
- Homes with broadband
- 87.2%
Utica vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Utica | 64,217 | $52,484 | $151,300 | $951 |
| Yorkville | 2,613 | $72,969 | $156,300 | $985 |
| Marcy | 697 | $44,648 | $222,200 | $1,205 |
| New York Mills | 3,856 | $57,578 | $207,700 | $909 |
| New Hartford | 1,989 | $82,717 | $224,400 | $1,582 |
| Whitesboro | 3,633 | $45,934 | $160,700 | $924 |
| Washington Mills | 2,112 | $134,397 | $231,300 | $1,149 |
| Chadwicks | 791 | $75,960 | $117,400 | $907 |
| Oriskany | 1,238 | $63,235 | $170,100 | $898 |
More for people moving to Utica
Utica ZIP code ›Weather and climate ›Living in Utica: FAQ
What is the median household income in Utica, NY?
The median household income in Utica is $52,484, 39% lower than the New York median of $85,974 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Utica?
The median home value in Utica is $151,300, compared with $423,800 in New York.
How much is rent in Utica?
The median gross rent in Utica is $951 per month, about 32% of household income.
Is Utica, NY a good place to live?
Pluses: home values 64% lower than the state median; an average commute of 20 minutes. Minuses: median household income 39% lower than the New York median; unemployment of 8.2%; a poverty rate of 27.5%.
What is the median age in Utica?
The median age in Utica is 35.2 years (New York: 39.8).
How long is the commute in Utica?
The average commute to work in Utica is 20 minutes; 7.5% of workers work from home.
What is the unemployment rate in Utica?
The unemployment rate in Utica is 8.2% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Utica?
22.4% of adults in Utica have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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