Living in Swan Lake, New York
Cost of living, income, home prices, rent and demographics of Swan Lake · Census data 2020–2024
Swan Lake has 161 residents with a median age of 62.6. The median household income is $68,056 (21% lower than the New York median), the median home value is $556,000, the median rent is $1,495/month.
Swan Lake is a small town, so Census survey estimates have wide margins of error. Treat percentages as approximate.
Swan Lake at a glance
- Population
- 161
- Median age
- 62.6State: 39.8
- Median household income
- $68,056State: $85,974
- Median home value
- $556,000State: $423,800
- Median rent
- $1,495/moState: $1,621
- Homeowners
- 51%
- Bachelor's degree or higher
- 29.6%
- Average commute
- 36 min
Is Swan Lake a good place to live?
Cons: Median household income 21% lower than the New York median; home values 31% higher than the state median; an average commute of 36 minutes; a poverty rate of 21.1%.
The weather is best in June to September.
Cost of living in Swan Lake
Housing is the biggest part of the cost of living. In Swan Lake the median home value is $556,000, 67% higher than the U.S. median. Renters pay a median of $1,495 per month, which is 42.9% of household income. Homeowners with a mortgage pay $1,650 a month in housing costs.
Swan Lake median household income
The median household income in Swan Lake is $68,056 and the income per person is $50,499. 21.1% of residents live below the poverty line (New York: 14%).
Housing in Swan Lake: homes for sale and rent
- Housing units
- 443
- Owner-occupied
- 51%
- Renter-occupied
- 49%
- Vacant
- 76.5%Includes seasonal homes
- Median year built
- 1983
- Average household size
- 1.22
76.5% of homes are vacant most of the year, a sign that Swan Lake has many vacation and second homes.
Swan Lake demographics
- Population
- 161
- Median age
- 62.6
- Under 18
- 1.2%
- 65 and older
- 39.8%
- Households
- 104
- Foreign-born
- 5%
- Veterans
- 2.5%Adults 18+
Hispanic or Latino can be of any race. Population history of Swan Lake ›
Education in Swan Lake
29.6% of adults 25 and older in Swan Lake have a bachelor's degree or higher (New York: 40.2%), and 18.2% have a graduate or professional degree.
Jobs and commute in Swan Lake
- Unemployment rate
- 0%State: 6.4%
- Average commute
- 36 minState: 33 min
- Work from home
- 0%
- Drive alone
- 100%
- Public transit
- 0%
- Walk to work
- 0%
- Homes with broadband
- 100%
Swan Lake vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Swan Lake | 161 | $68,056 | $556,000 | $1,495 |
| Liberty | 5,142 | $64,913 | $181,900 | $889 |
| Mongaup Valley | 235 | $115,111 | — | — |
| Kauneonga Lake | 461 | $176,000 | $181,500 | — |
| Hurleyville | 1,061 | $85,846 | $353,300 | $1,051 |
| Loch Sheldrake | 1,308 | $27,214 | — | $1,158 |
| Smallwood | 693 | $65,186 | $162,100 | — |
| Jeffersonville | 425 | $76,000 | $227,100 | $1,056 |
| South Fallsburg | 1,914 | $44,706 | $375,000 | $975 |
More for people moving to Swan Lake
Swan Lake ZIP code ›Weather and climate ›Living in Swan Lake: FAQ
What is the median household income in Swan Lake, NY?
The median household income in Swan Lake is $68,056, 21% lower than the New York median of $85,974 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Swan Lake?
The median home value in Swan Lake is $556,000, compared with $423,800 in New York.
How much is rent in Swan Lake?
The median gross rent in Swan Lake is $1,495 per month, about 42.9% of household income.
Is Swan Lake, NY a good place to live?
Minuses: median household income 21% lower than the New York median; home values 31% higher than the state median; an average commute of 36 minutes; a poverty rate of 21.1%.
What is the median age in Swan Lake?
The median age in Swan Lake is 62.6 years (New York: 39.8).
How long is the commute in Swan Lake?
The average commute to work in Swan Lake is 36 minutes; 0% of workers work from home.
What is the unemployment rate in Swan Lake?
The unemployment rate in Swan Lake is 0% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Swan Lake?
29.6% of adults in Swan Lake have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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