Living in Ruby, New York

Cost of living, income, home prices, rent and demographics of Ruby · Census data 2020–2024

Ruby has 1,098 residents with a median age of 38.2. The median household income is $104,831 (22% higher than the New York median), the median home value is $347,100, the median rent is $1,352/month.

Ruby is a small town, so Census survey estimates have wide margins of error. Treat percentages as approximate.

Ruby at a glance

Population
1,098
Median age
38.2State: 39.8
Median household income
$104,831State: $85,974
Median home value
$347,100State: $423,800
Median rent
$1,352/moState: $1,621
Homeowners
72%
Bachelor's degree or higher
20.7%
Average commute
16 min

Is Ruby a good place to live?

Pros: Median household income 22% higher than the New York median; home values 18% lower than the state median; an average commute of 16 minutes; unemployment of 1.7%; a poverty rate of 2.6%.

The weather is best in May–June and August–September.

Cost of living in Ruby

Housing is the biggest part of the cost of living. In Ruby the median home value is $347,100, 4% higher than the U.S. median. Renters pay a median of $1,352 per month, which is 51% of household income. Homeowners with a mortgage pay $2,185 a month in housing costs.

Median home value

Ruby$347,100
New York$423,800
United States$332,700

Median monthly rent

Ruby$1,352
New York$1,621
United States$1,413

Ruby median household income

The median household income in Ruby is $104,831 and the income per person is $47,640. 2.6% of residents live below the poverty line (New York: 14%).

Median household income

Ruby$104,831
New York$85,974
United States$80,734

Housing in Ruby: homes for sale and rent

Housing units
424
Owner-occupied
72%
Renter-occupied
28%
Vacant
6.4%Includes seasonal homes
Median year built
1974
Average household size
2.77

Ruby demographics

Population
1,098
Median age
38.2
Under 18
24.5%
65 and older
14.5%
Households
397
Foreign-born
6.1%
Veterans
5.2%Adults 18+

Race and ethnicity

White67.5%
Hispanic or Latino14.8%
Black8%
Asian1.5%

Hispanic or Latino can be of any race. Population history of Ruby ›

Education in Ruby

20.7% of adults 25 and older in Ruby have a bachelor's degree or higher (New York: 40.2%), and 6.6% have a graduate or professional degree.

Bachelor's degree or higher

Ruby20.7%
New York40.2%
United States35.7%

Jobs and commute in Ruby

Unemployment rate
1.7%State: 6.4%
Average commute
16 minState: 33 min
Work from home
3.4%
Drive alone
87.2%
Public transit
0%
Walk to work
0%
Homes with broadband
75.1%

Ruby vs nearby towns

TownPopulationMedian incomeHome valueRent
Ruby1,098$104,831$347,100$1,352
Lake Katrine2,176$72,031$298,000$1,748
Lincoln Park2,431$76,971$272,600$1,453
Zena997$154,250$484,800—
Glasco2,210$61,321$301,400$1,628
Barrytown135$99,688——
East Kingston227$68,194$186,700—
Saugerties South2,251$89,375$278,900$1,169
West Hurley1,673$93,789$437,100$1,938

More for people moving to Ruby

Ruby ZIP code ›Weather and climate ›

Living in Ruby: FAQ

What is the median household income in Ruby, NY?

The median household income in Ruby is $104,831, 22% higher than the New York median of $85,974 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Ruby?

The median home value in Ruby is $347,100, compared with $423,800 in New York.

How much is rent in Ruby?

The median gross rent in Ruby is $1,352 per month, about 51% of household income.

Is Ruby, NY a good place to live?

Pluses: median household income 22% higher than the New York median; home values 18% lower than the state median; an average commute of 16 minutes; unemployment of 1.7%; a poverty rate of 2.6%.

What is the median age in Ruby?

The median age in Ruby is 38.2 years (New York: 39.8).

How long is the commute in Ruby?

The average commute to work in Ruby is 16 minutes; 3.4% of workers work from home.

What is the unemployment rate in Ruby?

The unemployment rate in Ruby is 1.7% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Ruby?

20.7% of adults in Ruby have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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