Living in Philmont, New York

Cost of living, income, home prices, rent and demographics of Philmont · Census data 2020–2024

Philmont has 1,439 residents with a median age of 37.3. The median household income is $56,563 (34% lower than the New York median), the median home value is $225,000, the median rent is $1,193/month.

Philmont is a small town, so Census survey estimates have wide margins of error. Treat percentages as approximate.

Philmont at a glance

Population
1,439
Median age
37.3State: 39.8
Median household income
$56,563State: $85,974
Median home value
$225,000State: $423,800
Median rent
$1,193/moState: $1,621
Homeowners
61.1%
Bachelor's degree or higher
20.3%
Average commute
21 min

Is Philmont a good place to live?

Pros: Home values 47% lower than the state median; an average commute of 21 minutes.

Cons: Median household income 34% lower than the New York median; unemployment of 7.1%; a poverty rate of 21.6%.

The weather is best in June to September.

Cost of living in Philmont

Housing is the biggest part of the cost of living. In Philmont the median home value is $225,000, 32% lower than the U.S. median. Renters pay a median of $1,193 per month, which is 33.1% of household income. Homeowners with a mortgage pay $1,483 a month in housing costs.

Median home value

Philmont$225,000
New York$423,800
United States$332,700

Median monthly rent

Philmont$1,193
New York$1,621
United States$1,413

Philmont median household income

The median household income in Philmont is $56,563 and the income per person is $36,895. 21.6% of residents live below the poverty line (New York: 14%).

Median household income

Philmont$56,563
New York$85,974
United States$80,734

Housing in Philmont: homes for sale and rent

Housing units
764
Owner-occupied
61.1%
Renter-occupied
38.9%
Vacant
24.2%Includes seasonal homes
Median year built
1938
Average household size
2.25

Philmont demographics

Population
1,439
Median age
37.3
Under 18
19.5%
65 and older
17%
Households
579
Foreign-born
11.6%
Veterans
4.9%Adults 18+

Race and ethnicity

White77.1%
Hispanic or Latino5.6%
Black17.6%
Asian0.4%

Hispanic or Latino can be of any race. Population history of Philmont ›

Education in Philmont

20.3% of adults 25 and older in Philmont have a bachelor's degree or higher (New York: 40.2%), and 8.4% have a graduate or professional degree.

Bachelor's degree or higher

Philmont20.3%
New York40.2%
United States35.7%

Jobs and commute in Philmont

Unemployment rate
7.1%State: 6.4%
Average commute
21 minState: 33 min
Work from home
7.4%
Drive alone
82.8%
Public transit
0%
Walk to work
0%
Homes with broadband
85.8%

Philmont vs nearby towns

TownPopulationMedian incomeHome valueRent
Philmont1,439$56,563$225,000$1,193
Claverack-Red Mills925$61,902$392,000—
Ghent517$138,446$318,500—
Stottville1,045$60,872$166,100$1,352
Lorenz Park1,991$85,188$222,000$2,031
Hudson5,865$54,139$389,900$1,343
Copake Lake784$102,009$610,300—
Chatham1,669$79,886$323,100$1,080
Athens1,943$84,107$325,600$1,146

More for people moving to Philmont

Philmont ZIP code ›Weather and climate ›

Living in Philmont: FAQ

What is the median household income in Philmont, NY?

The median household income in Philmont is $56,563, 34% lower than the New York median of $85,974 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Philmont?

The median home value in Philmont is $225,000, compared with $423,800 in New York.

How much is rent in Philmont?

The median gross rent in Philmont is $1,193 per month, about 33.1% of household income.

Is Philmont, NY a good place to live?

Pluses: home values 47% lower than the state median; an average commute of 21 minutes. Minuses: median household income 34% lower than the New York median; unemployment of 7.1%; a poverty rate of 21.6%.

What is the median age in Philmont?

The median age in Philmont is 37.3 years (New York: 39.8).

How long is the commute in Philmont?

The average commute to work in Philmont is 21 minutes; 7.4% of workers work from home.

What is the unemployment rate in Philmont?

The unemployment rate in Philmont is 7.1% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Philmont?

20.3% of adults in Philmont have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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