Living in Oswego, New York
Cost of living, income, home prices, rent and demographics of Oswego · Census data 2020–2024
Oswego has 17,033 residents with a median age of 35.7. The median household income is $53,172 (38% lower than the New York median), the median home value is $120,600, the median rent is $1,109/month.
Oswego at a glance
- Population
- 17,033
- Median age
- 35.7State: 39.8
- Median household income
- $53,172State: $85,974
- Median home value
- $120,600State: $423,800
- Median rent
- $1,109/moState: $1,621
- Homeowners
- 50.2%
- Bachelor's degree or higher
- 26.1%
- Average commute
- 19 min
Is Oswego a good place to live?
Pros: Home values 72% lower than the state median; an average commute of 19 minutes.
Cons: Median household income 38% lower than the New York median; unemployment of 8.1%; a poverty rate of 20.6%.
The weather is best in June to September.
Cost of living in Oswego
Housing is the biggest part of the cost of living. In Oswego the median home value is $120,600, 64% lower than the U.S. median. Renters pay a median of $1,109 per month, which is 35.8% of household income. Homeowners with a mortgage pay $1,383 a month in housing costs.
Oswego median household income
The median household income in Oswego is $53,172 and the income per person is $32,279. 20.6% of residents live below the poverty line (New York: 14%).
Housing in Oswego: homes for sale and rent
- Housing units
- 8,493
- Owner-occupied
- 50.2%
- Renter-occupied
- 49.8%
- Vacant
- 14.7%Includes seasonal homes
- Median year built
- 1938
- Average household size
- 2.25
Oswego demographics
- Population
- 17,033
- Median age
- 35.7
- Under 18
- 21.9%
- 65 and older
- 18.3%
- Households
- 7,242
- Foreign-born
- 2.5%
- Veterans
- 6.1%Adults 18+
Hispanic or Latino can be of any race. Population history of Oswego ›
Education in Oswego
26.1% of adults 25 and older in Oswego have a bachelor's degree or higher (New York: 40.2%), and 11.5% have a graduate or professional degree.
Jobs and commute in Oswego
- Unemployment rate
- 8.1%State: 6.4%
- Average commute
- 19 minState: 33 min
- Work from home
- 8.6%
- Drive alone
- 72.8%
- Public transit
- 2.2%
- Walk to work
- 5.6%
- Homes with broadband
- 91%
Oswego vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Oswego | 17,033 | $53,172 | $120,600 | $1,109 |
| Minetto | 1,437 | $91,912 | $188,700 | $844 |
| Hannibal | 593 | $78,958 | $118,300 | $932 |
| Fulton | 11,272 | $52,046 | $101,000 | $887 |
| Mexico | 2,241 | $73,229 | $167,100 | $893 |
| Fair Haven | 1,013 | $57,390 | $189,300 | $469 |
| Red Creek | 699 | $69,167 | $130,900 | $775 |
| Phoenix | 2,329 | $59,327 | $157,000 | $976 |
| Parish | 601 | $88,333 | $129,300 | $781 |
More for people moving to Oswego
Oswego ZIP code ›Weather and climate ›Living in Oswego: FAQ
What is the median household income in Oswego, NY?
The median household income in Oswego is $53,172, 38% lower than the New York median of $85,974 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Oswego?
The median home value in Oswego is $120,600, compared with $423,800 in New York.
How much is rent in Oswego?
The median gross rent in Oswego is $1,109 per month, about 35.8% of household income.
Is Oswego, NY a good place to live?
Pluses: home values 72% lower than the state median; an average commute of 19 minutes. Minuses: median household income 38% lower than the New York median; unemployment of 8.1%; a poverty rate of 20.6%.
What is the median age in Oswego?
The median age in Oswego is 35.7 years (New York: 39.8).
How long is the commute in Oswego?
The average commute to work in Oswego is 19 minutes; 8.6% of workers work from home.
What is the unemployment rate in Oswego?
The unemployment rate in Oswego is 8.1% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Oswego?
26.1% of adults in Oswego have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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