Living in Lloyd Harbor, New York

Cost of living, income, home prices, rent and demographics of Lloyd Harbor · Census data 2020–2024

Lloyd Harbor has 3,565 residents with a median age of 45.4. The median household income is $250,001 (191% higher than the New York median), the median home value is $1,533,800, the median rent is $1,821/month.

Lloyd Harbor at a glance

Population
3,565
Median age
45.4State: 39.8
Median household income
$250,001State: $85,974
Median home value
$1,533,800State: $423,800
Median rent
$1,821/moState: $1,621
Homeowners
97.3%
Bachelor's degree or higher
74.3%
Average commute
47 min

Is Lloyd Harbor a good place to live?

Pros: Median household income 191% higher than the New York median; unemployment of 0.9%; a poverty rate of 2.1%.

Cons: Home values 262% higher than the state median; an average commute of 47 minutes.

The weather is best in June to September.

Cost of living in Lloyd Harbor

Housing is the biggest part of the cost of living. In Lloyd Harbor the median home value is $1,533,800, 361% higher than the U.S. median. Renters pay a median of $1,821 per month, which is 23.2% of household income. Homeowners with a mortgage pay $4,001 a month in housing costs.

Median home value

Lloyd Harbor$1,533,800
New York$423,800
United States$332,700

Median monthly rent

Lloyd Harbor$1,821
New York$1,621
United States$1,413

Lloyd Harbor median household income

The median household income in Lloyd Harbor is $250,001 and the income per person is $131,960. 2.1% of residents live below the poverty line (New York: 14%).

Median household income

Lloyd Harbor$250,001
New York$85,974
United States$80,734

Housing in Lloyd Harbor: homes for sale and rent

Housing units
1,261
Owner-occupied
97.3%
Renter-occupied
2.7%
Vacant
7.4%Includes seasonal homes
Median year built
1966
Average household size
3.04

Lloyd Harbor demographics

Population
3,565
Median age
45.4
Under 18
27.9%
65 and older
20.1%
Households
1,168
Foreign-born
7.4%
Veterans
3.9%Adults 18+

Race and ethnicity

White88.3%
Hispanic or Latino3.3%
Black3.4%
Asian1.6%

Hispanic or Latino can be of any race. Population history of Lloyd Harbor ›

Education in Lloyd Harbor

74.3% of adults 25 and older in Lloyd Harbor have a bachelor's degree or higher (New York: 40.2%), and 45.8% have a graduate or professional degree.

Bachelor's degree or higher

Lloyd Harbor74.3%
New York40.2%
United States35.7%

Jobs and commute in Lloyd Harbor

Unemployment rate
0.9%State: 6.4%
Average commute
47 minState: 33 min
Work from home
28.5%
Drive alone
52.4%
Public transit
12.4%
Walk to work
1.9%
Homes with broadband
90.9%

Lloyd Harbor vs nearby towns

TownPopulationMedian incomeHome valueRent
Lloyd Harbor3,565$250,001$1,533,800$1,821
Eatons Neck1,173$234,375$888,400—
Huntington Bay1,693$250,001$1,728,800—
Halesite2,661$175,368$851,600—
Asharoken805$141,215$1,244,400$3,282
Huntington19,948$168,095$767,000$2,529
Cove Neck231$238,333$2,000,001$3,250
Centerport6,072$195,357$740,200$3,501
Cold Spring Harbor3,220$250,001$1,587,900—

More for people moving to Lloyd Harbor

Lloyd Harbor ZIP code ›Weather and climate ›

Living in Lloyd Harbor: FAQ

What is the median household income in Lloyd Harbor, NY?

The median household income in Lloyd Harbor is $250,001, 191% higher than the New York median of $85,974 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Lloyd Harbor?

The median home value in Lloyd Harbor is $1,533,800, compared with $423,800 in New York.

How much is rent in Lloyd Harbor?

The median gross rent in Lloyd Harbor is $1,821 per month, about 23.2% of household income.

Is Lloyd Harbor, NY a good place to live?

Pluses: median household income 191% higher than the New York median; unemployment of 0.9%; a poverty rate of 2.1%. Minuses: home values 262% higher than the state median; an average commute of 47 minutes.

What is the median age in Lloyd Harbor?

The median age in Lloyd Harbor is 45.4 years (New York: 39.8).

How long is the commute in Lloyd Harbor?

The average commute to work in Lloyd Harbor is 47 minutes; 28.5% of workers work from home.

What is the unemployment rate in Lloyd Harbor?

The unemployment rate in Lloyd Harbor is 0.9% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Lloyd Harbor?

74.3% of adults in Lloyd Harbor have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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