Living in Germantown, New York
Cost of living, income, home prices, rent and demographics of Germantown · Census data 2020–2024
Germantown has 1,042 residents with a median age of 56.4. The median household income is $96,563 (12% higher than the New York median), the median home value is $445,900.
Germantown is a small town, so Census survey estimates have wide margins of error. Treat percentages as approximate.
Germantown at a glance
- Population
- 1,042
- Median age
- 56.4State: 39.8
- Median household income
- $96,563State: $85,974
- Median home value
- $445,900State: $423,800
- Homeowners
- 70.5%
- Bachelor's degree or higher
- 51.5%
- Average commute
- 23 min
Is Germantown a good place to live?
Pros: Median household income 12% higher than the New York median; an average commute of 23 minutes; unemployment of 5.4%; a poverty rate of 5.2%.
Cons: Home values 5% higher than the state median.
The weather is best in May–June and August–September.
Cost of living in Germantown
Housing is the biggest part of the cost of living. In Germantown the median home value is $445,900, 34% higher than the U.S. median. Renters pay a median of — per month, which is 28.7% of household income. Homeowners with a mortgage pay $1,891 a month in housing costs.
Germantown median household income
The median household income in Germantown is $96,563 and the income per person is $67,330. 5.2% of residents live below the poverty line (New York: 14%).
Housing in Germantown: homes for sale and rent
- Housing units
- 641
- Owner-occupied
- 70.5%
- Renter-occupied
- 29.5%
- Vacant
- 13.3%Includes seasonal homes
- Median year built
- 1957
- Average household size
- 1.84
Germantown demographics
- Population
- 1,042
- Median age
- 56.4
- Under 18
- 11.2%
- 65 and older
- 31.8%
- Households
- 556
- Foreign-born
- 8%
- Veterans
- 4.5%Adults 18+
Hispanic or Latino can be of any race. Population history of Germantown ›
Education in Germantown
51.5% of adults 25 and older in Germantown have a bachelor's degree or higher (New York: 40.2%), and 33.2% have a graduate or professional degree.
Jobs and commute in Germantown
- Unemployment rate
- 5.4%State: 6.4%
- Average commute
- 23 minState: 33 min
- Work from home
- 19.4%
- Drive alone
- 64%
- Public transit
- 5.3%
- Walk to work
- 4.2%
- Homes with broadband
- 83.5%
Germantown vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Germantown | 1,042 | $96,563 | $445,900 | — |
| Cementon | 216 | $68,821 | $208,200 | — |
| Saugerties | 3,884 | $57,778 | $374,100 | $1,164 |
| Catskill | 3,779 | $79,423 | $242,500 | $1,087 |
| Tivoli | 945 | $53,177 | $354,300 | $1,665 |
| Saugerties South | 2,251 | $89,375 | $278,900 | $1,169 |
| Jefferson Heights | 1,192 | $68,775 | $277,800 | $1,451 |
| Glasco | 2,210 | $61,321 | $301,400 | $1,628 |
| Bard College | 1,130 | $216,406 | — | $1,159 |
More for people moving to Germantown
Germantown ZIP code ›Weather and climate ›Living in Germantown: FAQ
What is the median household income in Germantown, NY?
The median household income in Germantown is $96,563, 12% higher than the New York median of $85,974 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Germantown?
The median home value in Germantown is $445,900, compared with $423,800 in New York.
Is Germantown, NY a good place to live?
Pluses: median household income 12% higher than the New York median; an average commute of 23 minutes; unemployment of 5.4%; a poverty rate of 5.2%. Minuses: home values 5% higher than the state median.
What is the median age in Germantown?
The median age in Germantown is 56.4 years (New York: 39.8).
How long is the commute in Germantown?
The average commute to work in Germantown is 23 minutes; 19.4% of workers work from home.
What is the unemployment rate in Germantown?
The unemployment rate in Germantown is 5.4% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Germantown?
51.5% of adults in Germantown have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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