Living in Cato, New York
Cost of living, income, home prices, rent and demographics of Cato · Census data 2020–2024
Cato has 515 residents with a median age of 40.2. The median household income is $82,292 (4% lower than the New York median), the median home value is $163,300, the median rent is $695/month.
Cato is a small town, so Census survey estimates have wide margins of error. Treat percentages as approximate.
Cato at a glance
- Population
- 515
- Median age
- 40.2State: 39.8
- Median household income
- $82,292State: $85,974
- Median home value
- $163,300State: $423,800
- Median rent
- $695/moState: $1,621
- Homeowners
- 79%
- Bachelor's degree or higher
- 14.5%
- Average commute
- 26 min
Is Cato a good place to live?
Pros: Home values 61% lower than the state median; an average commute of 26 minutes; unemployment of 0.8%; a poverty rate of 9.5%.
Cons: Median household income 4% lower than the New York median.
The weather is best in June to September.
Cost of living in Cato
Housing is the biggest part of the cost of living. In Cato the median home value is $163,300, 51% lower than the U.S. median. Renters pay a median of $695 per month, which is 21.1% of household income. Homeowners with a mortgage pay $1,383 a month in housing costs.
Cato median household income
The median household income in Cato is $82,292 and the income per person is $37,660. 9.5% of residents live below the poverty line (New York: 14%).
Housing in Cato: homes for sale and rent
- Housing units
- 215
- Owner-occupied
- 79%
- Renter-occupied
- 21%
- Vacant
- 4.7%Includes seasonal homes
- Median year built
- 1938
- Average household size
- 2.51
Cato demographics
- Population
- 515
- Median age
- 40.2
- Under 18
- 23.7%
- 65 and older
- 17.5%
- Households
- 205
- Foreign-born
- 2.5%
- Veterans
- 11.7%Adults 18+
Hispanic or Latino can be of any race. Population history of Cato ›
Education in Cato
14.5% of adults 25 and older in Cato have a bachelor's degree or higher (New York: 40.2%), and 5.4% have a graduate or professional degree.
Jobs and commute in Cato
- Unemployment rate
- 0.8%State: 6.4%
- Average commute
- 26 minState: 33 min
- Work from home
- 6.8%
- Drive alone
- 82.6%
- Public transit
- 0%
- Walk to work
- 0.9%
- Homes with broadband
- 95.1%
Cato vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Cato | 515 | $82,292 | $163,300 | $695 |
| Meridian | 220 | $93,750 | $143,200 | $967 |
| Weedsport | 1,954 | $70,865 | $166,800 | $1,156 |
| Jordan | 1,574 | $76,588 | $157,500 | $781 |
| Port Byron | 900 | $48,750 | $100,500 | $1,071 |
| Red Creek | 699 | $69,167 | $130,900 | $775 |
| Hannibal | 593 | $78,958 | $118,300 | $932 |
| Elbridge | 1,224 | $64,462 | $160,200 | $1,034 |
| Baldwinsville | 7,715 | $77,241 | $219,900 | $1,201 |
More for people moving to Cato
Cato ZIP code ›Weather and climate ›Living in Cato: FAQ
What is the median household income in Cato, NY?
The median household income in Cato is $82,292, 4% lower than the New York median of $85,974 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Cato?
The median home value in Cato is $163,300, compared with $423,800 in New York.
How much is rent in Cato?
The median gross rent in Cato is $695 per month, about 21.1% of household income.
Is Cato, NY a good place to live?
Pluses: home values 61% lower than the state median; an average commute of 26 minutes; unemployment of 0.8%; a poverty rate of 9.5%. Minuses: median household income 4% lower than the New York median.
What is the median age in Cato?
The median age in Cato is 40.2 years (New York: 39.8).
How long is the commute in Cato?
The average commute to work in Cato is 26 minutes; 6.8% of workers work from home.
What is the unemployment rate in Cato?
The unemployment rate in Cato is 0.8% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Cato?
14.5% of adults in Cato have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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