Living in Amsterdam, New York

Cost of living, income, home prices, rent and demographics of Amsterdam · Census data 2020–2024

Amsterdam has 18,166 residents with a median age of 39.5. The median household income is $56,178 (35% lower than the New York median), the median home value is $137,900, the median rent is $1,006/month.

Amsterdam at a glance

Population
18,166
Median age
39.5State: 39.8
Median household income
$56,178State: $85,974
Median home value
$137,900State: $423,800
Median rent
$1,006/moState: $1,621
Homeowners
53%
Bachelor's degree or higher
22.5%
Average commute
21 min

Is Amsterdam a good place to live?

Pros: Home values 67% lower than the state median; an average commute of 21 minutes.

Cons: Median household income 35% lower than the New York median; unemployment of 6.7%; a poverty rate of 20.2%.

The weather is best in May–June and August–September.

Cost of living in Amsterdam

Housing is the biggest part of the cost of living. In Amsterdam the median home value is $137,900, 59% lower than the U.S. median. Renters pay a median of $1,006 per month, which is 28.7% of household income. Homeowners with a mortgage pay $1,491 a month in housing costs.

Median home value

Amsterdam$137,900
New York$423,800
United States$332,700

Median monthly rent

Amsterdam$1,006
New York$1,621
United States$1,413

Amsterdam median household income

The median household income in Amsterdam is $56,178 and the income per person is $31,224. 20.2% of residents live below the poverty line (New York: 14%).

Median household income

Amsterdam$56,178
New York$85,974
United States$80,734

Housing in Amsterdam: homes for sale and rent

Housing units
9,367
Owner-occupied
53%
Renter-occupied
47%
Vacant
18%Includes seasonal homes
Median year built
1938
Average household size
2.31

Amsterdam demographics

Population
18,166
Median age
39.5
Under 18
23%
65 and older
19.5%
Households
7,679
Foreign-born
4.6%
Veterans
6.5%Adults 18+

Race and ethnicity

White60.3%
Hispanic or Latino34.2%
Black7%
Asian1.5%

Hispanic or Latino can be of any race. Population history of Amsterdam ›

Education in Amsterdam

22.5% of adults 25 and older in Amsterdam have a bachelor's degree or higher (New York: 40.2%), and 6.3% have a graduate or professional degree.

Bachelor's degree or higher

Amsterdam22.5%
New York40.2%
United States35.7%

Jobs and commute in Amsterdam

Unemployment rate
6.7%State: 6.4%
Average commute
21 minState: 33 min
Work from home
10.5%
Drive alone
72.5%
Public transit
0.4%
Walk to work
1.9%
Homes with broadband
87.6%

Amsterdam vs nearby towns

TownPopulationMedian incomeHome valueRent
Amsterdam18,166$56,178$137,900$1,006
Hagaman1,044$63,125$203,800$917
Fort Johnson364$64,167$163,800$1,088
Tribes Hill959$86,615$175,600$471
Broadalbin1,819$107,557$164,300$992
Mariaville Lake1,085$83,168$248,200—
Fultonville678$92,000$148,600$938
Fonda596$49,300$114,100$857
Galway172$82,500$246,400$1,438

More for people moving to Amsterdam

Amsterdam ZIP code ›Weather and climate ›

Living in Amsterdam: FAQ

What is the median household income in Amsterdam, NY?

The median household income in Amsterdam is $56,178, 35% lower than the New York median of $85,974 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Amsterdam?

The median home value in Amsterdam is $137,900, compared with $423,800 in New York.

How much is rent in Amsterdam?

The median gross rent in Amsterdam is $1,006 per month, about 28.7% of household income.

Is Amsterdam, NY a good place to live?

Pluses: home values 67% lower than the state median; an average commute of 21 minutes. Minuses: median household income 35% lower than the New York median; unemployment of 6.7%; a poverty rate of 20.2%.

What is the median age in Amsterdam?

The median age in Amsterdam is 39.5 years (New York: 39.8).

How long is the commute in Amsterdam?

The average commute to work in Amsterdam is 21 minutes; 10.5% of workers work from home.

What is the unemployment rate in Amsterdam?

The unemployment rate in Amsterdam is 6.7% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Amsterdam?

22.5% of adults in Amsterdam have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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