Living in Spotswood, New Jersey

Cost of living, income, home prices, rent and demographics of Spotswood · Census data 2020–2024

Spotswood has 8,171 residents with a median age of 46. The median household income is $105,060 (about the same as the New Jersey median), the median home value is $369,900, the median rent is $1,079/month.

Spotswood at a glance

Population
8,171
Median age
46State: 40.1
Median household income
$105,060State: $103,556
Median home value
$369,900State: $454,400
Median rent
$1,079/moState: $1,720
Homeowners
86.2%
Bachelor's degree or higher
36.9%
Average commute
32 min

Is Spotswood a good place to live?

Pros: Median household income about the same as the New Jersey median; home values 19% lower than the state median; a poverty rate of 4.2%.

Cons: An average commute of 32 minutes; unemployment of 8.9%.

The weather is best in May–June and August–September.

Cost of living in Spotswood

Housing is the biggest part of the cost of living. In Spotswood the median home value is $369,900, 11% higher than the U.S. median. Renters pay a median of $1,079 per month, which is 34.3% of household income. Homeowners with a mortgage pay $2,735 a month in housing costs.

Median home value

Spotswood$369,900
New Jersey$454,400
United States$332,700

Median monthly rent

Spotswood$1,079
New Jersey$1,720
United States$1,413

Spotswood median household income

The median household income in Spotswood is $105,060 and the income per person is $51,411. 4.2% of residents live below the poverty line (New Jersey: 9.7%).

Median household income

Spotswood$105,060
New Jersey$103,556
United States$80,734

Housing in Spotswood: homes for sale and rent

Housing units
3,344
Owner-occupied
86.2%
Renter-occupied
13.8%
Vacant
1.1%Includes seasonal homes
Median year built
1967
Average household size
2.47

Spotswood demographics

Population
8,171
Median age
46
Under 18
17.4%
65 and older
22.3%
Households
3,307
Foreign-born
12.5%
Veterans
6.5%Adults 18+

Race and ethnicity

White77.9%
Hispanic or Latino14.9%
Black1.5%
Asian6.6%

Hispanic or Latino can be of any race. Population history of Spotswood ›

Education in Spotswood

36.9% of adults 25 and older in Spotswood have a bachelor's degree or higher (New Jersey: 43.6%), and 12% have a graduate or professional degree.

Bachelor's degree or higher

Spotswood36.9%
New Jersey43.6%
United States35.7%

Jobs and commute in Spotswood

Unemployment rate
8.9%State: 6.3%
Average commute
32 minState: 31 min
Work from home
17.3%
Drive alone
71.6%
Public transit
2.3%
Walk to work
1.6%
Homes with broadband
88.1%

Spotswood vs nearby towns

TownPopulationMedian incomeHome valueRent
Spotswood8,171$105,060$369,900$1,079
Helmetta2,459$98,952$355,000$2,144
East Brunswick49,945$143,343$521,900$2,045
South River16,124$96,147$405,200$1,675
Jamesburg5,770$110,972$367,200$1,957
Milltown7,059$140,960$458,800$1,204
Old Bridge68,406$104,587$461,000$1,538
Forsgate2,102$239,097$692,800—
Regency at Monroe1,991$91,386$689,100—

More for people moving to Spotswood

Spotswood ZIP code ›Weather and climate ›

Living in Spotswood: FAQ

What is the median household income in Spotswood, NJ?

The median household income in Spotswood is $105,060, about the same as the New Jersey median of $103,556 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Spotswood?

The median home value in Spotswood is $369,900, compared with $454,400 in New Jersey.

How much is rent in Spotswood?

The median gross rent in Spotswood is $1,079 per month, about 34.3% of household income.

Is Spotswood, NJ a good place to live?

Pluses: median household income about the same as the New Jersey median; home values 19% lower than the state median; a poverty rate of 4.2%. Minuses: an average commute of 32 minutes; unemployment of 8.9%.

What is the median age in Spotswood?

The median age in Spotswood is 46 years (New Jersey: 40.1).

How long is the commute in Spotswood?

The average commute to work in Spotswood is 32 minutes; 17.3% of workers work from home.

What is the unemployment rate in Spotswood?

The unemployment rate in Spotswood is 8.9% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Spotswood?

36.9% of adults in Spotswood have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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