Living in Effingham, New Hampshire
Cost of living, income, home prices, rent and demographics of Effingham · Census data 2020–2024
Effingham has 1,912 residents with a median age of 46.9. The median household income is $76,607 (23% lower than the New Hampshire median), the median home value is $322,700, the median rent is $1,090/month.
Effingham at a glance
- Population
- 1,912
- Median age
- 46.9State: 43.3
- Median household income
- $76,607State: $99,031
- Median home value
- $322,700State: $402,500
- Median rent
- $1,090/moState: $1,491
- Homeowners
- 90.2%
- Bachelor's degree or higher
- 20.3%
- Average commute
- 32 min
Is Effingham a good place to live?
Pros: Home values 20% lower than the state median.
Cons: Median household income 23% lower than the New Hampshire median; an average commute of 32 minutes; unemployment of 5.5%; a poverty rate of 9%.
The weather is best in June to September.
Cost of living in Effingham
Housing is the biggest part of the cost of living. In Effingham the median home value is $322,700, 3% lower than the U.S. median. Renters pay a median of $1,090 per month, which is 20.8% of household income. Homeowners with a mortgage pay $1,906 a month in housing costs.
Effingham median household income
The median household income in Effingham is $76,607 and the income per person is $38,192. 9% of residents live below the poverty line (New Hampshire: 7.2%).
Housing in Effingham: homes for sale and rent
- Housing units
- 942
- Owner-occupied
- 90.2%
- Renter-occupied
- 9.8%
- Vacant
- 38.5%Includes seasonal homes
- Median year built
- 1982
- Average household size
- 3.24
38.5% of homes are vacant most of the year, a sign that Effingham has many vacation and second homes.
Effingham demographics
- Population
- 1,912
- Median age
- 46.9
- Under 18
- 19.5%
- 65 and older
- 18.7%
- Households
- 579
- Foreign-born
- 0.3%
- Veterans
- 4%Adults 18+
Hispanic or Latino can be of any race. Population history of Effingham ›
Education in Effingham
20.3% of adults 25 and older in Effingham have a bachelor's degree or higher (New Hampshire: 40.6%), and 6.9% have a graduate or professional degree.
Jobs and commute in Effingham
- Unemployment rate
- 5.5%State: 3.3%
- Average commute
- 32 minState: 27 min
- Work from home
- 16.1%
- Drive alone
- 76%
- Public transit
- 0%
- Walk to work
- 0%
- Homes with broadband
- 88.9%
Effingham vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Effingham | 1,912 | $76,607 | $322,700 | $1,090 |
| Ossipee | 4,521 | $90,521 | $325,500 | $1,601 |
| Freedom | 1,494 | $66,136 | $389,000 | — |
| Parsonsfield | 1,715 | $72,045 | $272,100 | $1,185 |
| Porter | 1,746 | $60,417 | $226,100 | — |
| Kezar Falls | 819 | $58,083 | $234,100 | $1,138 |
| Wakefield | 5,405 | $100,976 | $322,800 | $1,375 |
| Wolfeboro | 6,571 | $94,375 | $546,500 | $1,103 |
| Eaton | 501 | $79,063 | $377,300 | — |
More for people moving to Effingham
Effingham ZIP code ›Weather and climate ›Living in Effingham: FAQ
What is the median household income in Effingham, NH?
The median household income in Effingham is $76,607, 23% lower than the New Hampshire median of $99,031 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Effingham?
The median home value in Effingham is $322,700, compared with $402,500 in New Hampshire.
How much is rent in Effingham?
The median gross rent in Effingham is $1,090 per month, about 20.8% of household income.
Is Effingham, NH a good place to live?
Pluses: home values 20% lower than the state median. Minuses: median household income 23% lower than the New Hampshire median; an average commute of 32 minutes; unemployment of 5.5%; a poverty rate of 9%.
What is the median age in Effingham?
The median age in Effingham is 46.9 years (New Hampshire: 43.3).
How long is the commute in Effingham?
The average commute to work in Effingham is 32 minutes; 16.1% of workers work from home.
What is the unemployment rate in Effingham?
The unemployment rate in Effingham is 5.5% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Effingham?
20.3% of adults in Effingham have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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