Living in Swan Lake, Montana

Cost of living, income, home prices, rent and demographics of Swan Lake · Census data 2020–2024

Swan Lake has 211 residents with a median age of 58.4. The median household income is $82,679 (14% higher than the Montana median), the median home value is $576,400.

Swan Lake is a small town, so Census survey estimates have wide margins of error. Treat percentages as approximate.

Swan Lake at a glance

Population
211
Median age
58.4State: 40.4
Median household income
$82,679State: $72,509
Median home value
$576,400State: $375,800
Homeowners
100%
Bachelor's degree or higher
27.4%
Average commute
33 min

Is Swan Lake a good place to live?

Pros: Median household income 14% higher than the Montana median.

Cons: Home values 53% higher than the state median; an average commute of 33 minutes; a poverty rate of 16.1%.

The weather is best in June to September.

Cost of living in Swan Lake

Housing is the biggest part of the cost of living. In Swan Lake the median home value is $576,400, 73% higher than the U.S. median. Renters pay a median of — per month. Homeowners with a mortgage pay $2,357 a month in housing costs.

Median home value

Swan Lake$576,400
Montana$375,800
United States$332,700

Median monthly rent

Montana$1,081
United States$1,413

Swan Lake median household income

The median household income in Swan Lake is $82,679 and the income per person is $37,319. 16.1% of residents live below the poverty line (Montana: 11.5%).

Median household income

Swan Lake$82,679
Montana$72,509
United States$80,734

Housing in Swan Lake: homes for sale and rent

Housing units
179
Owner-occupied
100%
Renter-occupied
0%
Vacant
54.7%Includes seasonal homes
Median year built
1987
Average household size
2.44

54.7% of homes are vacant most of the year, a sign that Swan Lake has many vacation and second homes.

Swan Lake demographics

Population
211
Median age
58.4
Under 18
11.8%
65 and older
33.2%
Households
81
Foreign-born
0.9%
Veterans
15.6%Adults 18+

Race and ethnicity

White98.1%
Hispanic or Latino0%
Black0%
Asian0.9%

Hispanic or Latino can be of any race. Population history of Swan Lake ›

Education in Swan Lake

27.4% of adults 25 and older in Swan Lake have a bachelor's degree or higher (Montana: 35.2%), and 2.7% have a graduate or professional degree.

Bachelor's degree or higher

Swan Lake27.4%
Montana35.2%
United States35.7%

Jobs and commute in Swan Lake

Unemployment rate
0%State: 3.6%
Average commute
33 minState: 19 min
Work from home
30.3%
Drive alone
59.6%
Public transit
0%
Walk to work
0%
Homes with broadband
96.3%

Swan Lake vs nearby towns

TownPopulationMedian incomeHome valueRent
Swan Lake211$82,679$576,400—
Bear Dance220$84,732$833,300—
Woods Bay835$64,091$512,200$1,286
Bigfork5,565$85,307$674,600$1,016
Finley Point479$65,972$555,100$1,034
Rollins115$124,063$1,229,200—
Kings Point274$75,147$1,509,100—
Lakeside2,386$77,435$720,100—
Somers1,280$56,917$465,400$1,131

More for people moving to Swan Lake

Swan Lake ZIP code ›Weather and climate ›

Living in Swan Lake: FAQ

What is the median household income in Swan Lake, MT?

The median household income in Swan Lake is $82,679, 14% higher than the Montana median of $72,509 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Swan Lake?

The median home value in Swan Lake is $576,400, compared with $375,800 in Montana.

Is Swan Lake, MT a good place to live?

Pluses: median household income 14% higher than the Montana median. Minuses: home values 53% higher than the state median; an average commute of 33 minutes; a poverty rate of 16.1%.

What is the median age in Swan Lake?

The median age in Swan Lake is 58.4 years (Montana: 40.4).

How long is the commute in Swan Lake?

The average commute to work in Swan Lake is 33 minutes; 30.3% of workers work from home.

What is the unemployment rate in Swan Lake?

The unemployment rate in Swan Lake is 0% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Swan Lake?

27.4% of adults in Swan Lake have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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