Living in St. Joseph, Missouri

Cost of living, income, home prices, rent and demographics of St. Joseph · Census data 2020–2024

St. Joseph has 71,236 residents with a median age of 38.1. The median household income is $57,956 (18% lower than the Missouri median), the median home value is $154,200, the median rent is $898/month.

St. Joseph at a glance

Population
71,236
Median age
38.1State: 39
Median household income
$57,956State: $70,702
Median home value
$154,200State: $230,300
Median rent
$898/moState: $1,033
Homeowners
62.8%
Bachelor's degree or higher
23%
Average commute
17 min

Is St. Joseph a good place to live?

Pros: Home values 33% lower than the state median; an average commute of 17 minutes.

Cons: Median household income 18% lower than the Missouri median; unemployment of 4.3%; a poverty rate of 17.7%.

The weather is best in May and August to October.

Cost of living in St. Joseph

Housing is the biggest part of the cost of living. In St. Joseph the median home value is $154,200, 54% lower than the U.S. median. Renters pay a median of $898 per month, which is 30.8% of household income. Homeowners with a mortgage pay $1,260 a month in housing costs.

Median home value

St. Joseph$154,200
Missouri$230,300
United States$332,700

Median monthly rent

St. Joseph$898
Missouri$1,033
United States$1,413

St. Joseph median household income

The median household income in St. Joseph is $57,956 and the income per person is $32,547. 17.7% of residents live below the poverty line (Missouri: 12.6%).

Median household income

St. Joseph$57,956
Missouri$70,702
United States$80,734

Housing in St. Joseph: homes for sale and rent

Housing units
33,255
Owner-occupied
62.8%
Renter-occupied
37.2%
Vacant
13.5%Includes seasonal homes
Median year built
1962
Average household size
2.36

St. Joseph demographics

Population
71,236
Median age
38.1
Under 18
22.1%
65 and older
16.8%
Households
28,756
Foreign-born
4.5%
Veterans
6.9%Adults 18+

Race and ethnicity

White78.5%
Hispanic or Latino8.4%
Black6.8%
Asian1.2%

Hispanic or Latino can be of any race. Population history of St. Joseph ›

Education in St. Joseph

23% of adults 25 and older in St. Joseph have a bachelor's degree or higher (Missouri: 32.4%), and 7.5% have a graduate or professional degree.

Bachelor's degree or higher

St. Joseph23%
Missouri32.4%
United States35.7%

Jobs and commute in St. Joseph

Unemployment rate
4.3%State: 4%
Average commute
17 minState: 24 min
Work from home
7.1%
Drive alone
79%
Public transit
0.2%
Walk to work
1.2%
Homes with broadband
85.9%

St. Joseph vs nearby towns

TownPopulationMedian incomeHome valueRent
St. Joseph71,236$57,956$154,200$898
Elwood1,049$62,266$88,000$839
Wathena1,554$87,222$161,800$428
Country Club2,935$81,042$205,000$1,129
Agency871$106,000$251,800$1,031
Amazonia286$79,500$82,700—
Easton336$61,250$150,000—
Cosby130$57,917$106,300$778
Savannah5,053$62,535$161,500$852

More for people moving to St. Joseph

St. Joseph ZIP code ›Weather and climate ›

Living in St. Joseph: FAQ

What is the median household income in St. Joseph, MO?

The median household income in St. Joseph is $57,956, 18% lower than the Missouri median of $70,702 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in St. Joseph?

The median home value in St. Joseph is $154,200, compared with $230,300 in Missouri.

How much is rent in St. Joseph?

The median gross rent in St. Joseph is $898 per month, about 30.8% of household income.

Is St. Joseph, MO a good place to live?

Pluses: home values 33% lower than the state median; an average commute of 17 minutes. Minuses: median household income 18% lower than the Missouri median; unemployment of 4.3%; a poverty rate of 17.7%.

What is the median age in St. Joseph?

The median age in St. Joseph is 38.1 years (Missouri: 39).

How long is the commute in St. Joseph?

The average commute to work in St. Joseph is 17 minutes; 7.1% of workers work from home.

What is the unemployment rate in St. Joseph?

The unemployment rate in St. Joseph is 4.3% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is St. Joseph?

23% of adults in St. Joseph have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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