Living in St. Charles, Missouri

Cost of living, income, home prices, rent and demographics of St. Charles · Census data 2020–2024

St. Charles has 71,508 residents with a median age of 38.6. The median household income is $85,937 (22% higher than the Missouri median), the median home value is $298,700, the median rent is $1,251/month.

St. Charles at a glance

Population
71,508
Median age
38.6State: 39
Median household income
$85,937State: $70,702
Median home value
$298,700State: $230,300
Median rent
$1,251/moState: $1,033
Homeowners
68%
Bachelor's degree or higher
43.3%
Average commute
22 min

Is St. Charles a good place to live?

Pros: Median household income 22% higher than the Missouri median; an average commute of 22 minutes; unemployment of 2.9%; a poverty rate of 7.3%.

Cons: Home values 30% higher than the state median.

The weather is best in May–June and September–October.

Cost of living in St. Charles

Housing is the biggest part of the cost of living. In St. Charles the median home value is $298,700, 10% lower than the U.S. median. Renters pay a median of $1,251 per month, which is 26.5% of household income. Homeowners with a mortgage pay $1,808 a month in housing costs.

Median home value

St. Charles$298,700
Missouri$230,300
United States$332,700

Median monthly rent

St. Charles$1,251
Missouri$1,033
United States$1,413

St. Charles median household income

The median household income in St. Charles is $85,937 and the income per person is $49,608. 7.3% of residents live below the poverty line (Missouri: 12.6%).

Median household income

St. Charles$85,937
Missouri$70,702
United States$80,734

Housing in St. Charles: homes for sale and rent

Housing units
32,305
Owner-occupied
68%
Renter-occupied
32%
Vacant
6%Includes seasonal homes
Median year built
1986
Average household size
2.20

St. Charles demographics

Population
71,508
Median age
38.6
Under 18
17.7%
65 and older
18.3%
Households
30,362
Foreign-born
6.2%
Veterans
6.7%Adults 18+

Race and ethnicity

White78.9%
Hispanic or Latino6.5%
Black7.3%
Asian3.9%

Hispanic or Latino can be of any race. Population history of St. Charles ›

Education in St. Charles

43.3% of adults 25 and older in St. Charles have a bachelor's degree or higher (Missouri: 32.4%), and 17% have a graduate or professional degree.

Bachelor's degree or higher

St. Charles43.3%
Missouri32.4%
United States35.7%

Jobs and commute in St. Charles

Unemployment rate
2.9%State: 4%
Average commute
22 minState: 24 min
Work from home
18%
Drive alone
73.8%
Public transit
0.2%
Walk to work
1.5%
Homes with broadband
94.6%

St. Charles vs nearby towns

TownPopulationMedian incomeHome valueRent
St. Charles71,508$85,937$298,700$1,251
St. Peters59,092$91,637$269,900$1,321
Bridgeton11,369$72,005$237,700$1,172
Maryland Heights27,880$86,436$227,000$1,312
Hazelwood25,114$55,908$167,400$996
Cottleville5,937$131,310$435,400$1,624
St. Ann12,811$52,323$126,600$976
Edmundson975$49,213$92,900$1,243
Weldon Spring5,310$158,548$544,300$2,800

More for people moving to St. Charles

St. Charles ZIP code ›Weather and climate ›

Living in St. Charles: FAQ

What is the median household income in St. Charles, MO?

The median household income in St. Charles is $85,937, 22% higher than the Missouri median of $70,702 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in St. Charles?

The median home value in St. Charles is $298,700, compared with $230,300 in Missouri.

How much is rent in St. Charles?

The median gross rent in St. Charles is $1,251 per month, about 26.5% of household income.

Is St. Charles, MO a good place to live?

Pluses: median household income 22% higher than the Missouri median; an average commute of 22 minutes; unemployment of 2.9%; a poverty rate of 7.3%. Minuses: home values 30% higher than the state median.

What is the median age in St. Charles?

The median age in St. Charles is 38.6 years (Missouri: 39).

How long is the commute in St. Charles?

The average commute to work in St. Charles is 22 minutes; 18% of workers work from home.

What is the unemployment rate in St. Charles?

The unemployment rate in St. Charles is 2.9% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is St. Charles?

43.3% of adults in St. Charles have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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