Living in White Bear Lake, Minnesota
Cost of living, income, home prices, rent and demographics of White Bear Lake · Census data 2020–2024
White Bear Lake has 23,908 residents with a median age of 41.9. The median household income is $83,554 (6% lower than the Minnesota median), the median home value is $331,800, the median rent is $1,601/month.
White Bear Lake at a glance
- Population
- 23,908
- Median age
- 41.9State: 38.8
- Median household income
- $83,554State: $89,062
- Median home value
- $331,800State: $329,300
- Median rent
- $1,601/moState: $1,280
- Homeowners
- 67.8%
- Bachelor's degree or higher
- 41.7%
- Average commute
- 22 min
Is White Bear Lake a good place to live?
Pros: An average commute of 22 minutes; unemployment of 4%; a poverty rate of 7%.
Cons: Median household income 6% lower than the Minnesota median; home values about the same as the state median.
The weather is best in June to September.
Cost of living in White Bear Lake
Housing is the biggest part of the cost of living. In White Bear Lake the median home value is $331,800, about the same as the U.S. median. Renters pay a median of $1,601 per month, which is 29.9% of household income. Homeowners with a mortgage pay $1,888 a month in housing costs.
White Bear Lake median household income
The median household income in White Bear Lake is $83,554 and the income per person is $46,608. 7% of residents live below the poverty line (Minnesota: 9.3%).
Housing in White Bear Lake: homes for sale and rent
- Housing units
- 11,060
- Owner-occupied
- 67.8%
- Renter-occupied
- 32.2%
- Vacant
- 4.5%Includes seasonal homes
- Median year built
- 1969
- Average household size
- 2.22
White Bear Lake demographics
- Population
- 23,908
- Median age
- 41.9
- Under 18
- 20.4%
- 65 and older
- 21.3%
- Households
- 10,563
- Foreign-born
- 7.2%
- Veterans
- 4.7%Adults 18+
Hispanic or Latino can be of any race. Population history of White Bear Lake ›
Education in White Bear Lake
41.7% of adults 25 and older in White Bear Lake have a bachelor's degree or higher (Minnesota: 39.4%), and 12.1% have a graduate or professional degree.
Jobs and commute in White Bear Lake
- Unemployment rate
- 4%State: 4.1%
- Average commute
- 22 minState: 23 min
- Work from home
- 20.9%
- Drive alone
- 70.9%
- Public transit
- 0.7%
- Walk to work
- 1.5%
- Homes with broadband
- 95.5%
White Bear Lake vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| White Bear Lake | 23,908 | $83,554 | $331,800 | $1,601 |
| Gem Lake | 483 | $124,583 | $568,900 | $1,800 |
| Birchwood Village | 866 | $156,563 | $462,800 | $1,681 |
| Mahtomedi | 8,133 | $123,319 | $476,000 | $1,694 |
| Vadnais Heights | 12,838 | $98,685 | $363,100 | $1,455 |
| Willernie | 495 | $85,531 | $331,300 | $1,322 |
| Dellwood | 1,181 | $225,000 | $873,600 | — |
| Maplewood | 40,695 | $91,394 | $323,200 | $1,406 |
| Pine Springs | 395 | $156,250 | $626,600 | — |
More for people moving to White Bear Lake
White Bear Lake ZIP code ›Weather and climate ›Living in White Bear Lake: FAQ
What is the median household income in White Bear Lake, MN?
The median household income in White Bear Lake is $83,554, 6% lower than the Minnesota median of $89,062 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in White Bear Lake?
The median home value in White Bear Lake is $331,800, compared with $329,300 in Minnesota.
How much is rent in White Bear Lake?
The median gross rent in White Bear Lake is $1,601 per month, about 29.9% of household income.
Is White Bear Lake, MN a good place to live?
Pluses: an average commute of 22 minutes; unemployment of 4%; a poverty rate of 7%. Minuses: median household income 6% lower than the Minnesota median; home values about the same as the state median.
What is the median age in White Bear Lake?
The median age in White Bear Lake is 41.9 years (Minnesota: 38.8).
How long is the commute in White Bear Lake?
The average commute to work in White Bear Lake is 22 minutes; 20.9% of workers work from home.
What is the unemployment rate in White Bear Lake?
The unemployment rate in White Bear Lake is 4% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is White Bear Lake?
41.7% of adults in White Bear Lake have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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