Living in Ham Lake, Minnesota
Cost of living, income, home prices, rent and demographics of Ham Lake · Census data 2020–2024
Ham Lake has 16,702 residents with a median age of 43.8. The median household income is $120,135 (35% higher than the Minnesota median), the median home value is $442,500, the median rent is $1,173/month.
Ham Lake at a glance
- Population
- 16,702
- Median age
- 43.8State: 38.8
- Median household income
- $120,135State: $89,062
- Median home value
- $442,500State: $329,300
- Median rent
- $1,173/moState: $1,280
- Homeowners
- 93.7%
- Bachelor's degree or higher
- 36.9%
- Average commute
- 29 min
Is Ham Lake a good place to live?
Pros: Median household income 35% higher than the Minnesota median; unemployment of 3.4%; a poverty rate of 4%.
Cons: Home values 34% higher than the state median; an average commute of 29 minutes.
The weather is best in June to September.
Cost of living in Ham Lake
Housing is the biggest part of the cost of living. In Ham Lake the median home value is $442,500, 33% higher than the U.S. median. Renters pay a median of $1,173 per month, which is 32.4% of household income. Homeowners with a mortgage pay $2,312 a month in housing costs.
Ham Lake median household income
The median household income in Ham Lake is $120,135 and the income per person is $53,119. 4% of residents live below the poverty line (Minnesota: 9.3%).
Housing in Ham Lake: homes for sale and rent
- Housing units
- 6,014
- Owner-occupied
- 93.7%
- Renter-occupied
- 6.3%
- Vacant
- 1.1%Includes seasonal homes
- Median year built
- 1994
- Average household size
- 2.81
Ham Lake demographics
- Population
- 16,702
- Median age
- 43.8
- Under 18
- 23.2%
- 65 and older
- 18.6%
- Households
- 5,945
- Foreign-born
- 3.7%
- Veterans
- 6.9%Adults 18+
Hispanic or Latino can be of any race. Population history of Ham Lake ›
Education in Ham Lake
36.9% of adults 25 and older in Ham Lake have a bachelor's degree or higher (Minnesota: 39.4%), and 10% have a graduate or professional degree.
Jobs and commute in Ham Lake
- Unemployment rate
- 3.4%State: 4.1%
- Average commute
- 29 minState: 23 min
- Work from home
- 16.9%
- Drive alone
- 76.7%
- Public transit
- 0.5%
- Walk to work
- 0.1%
- Homes with broadband
- 94.6%
Ham Lake vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Ham Lake | 16,702 | $120,135 | $442,500 | $1,173 |
| Columbus | 4,248 | $123,194 | $460,200 | $1,653 |
| Blaine | 72,488 | $106,801 | $352,400 | $1,705 |
| Andover | 33,035 | $137,593 | $410,200 | $2,037 |
| East Bethel | 12,115 | $110,000 | $363,900 | $1,695 |
| Coon Rapids | 63,468 | $88,251 | $305,800 | $1,494 |
| Lino Lakes | 22,113 | $127,181 | $407,200 | $1,874 |
| Circle Pines | 4,968 | $101,800 | $293,600 | $1,496 |
| Lexington | 2,770 | $75,347 | $289,800 | $1,573 |
More for people moving to Ham Lake
Ham Lake ZIP code ›Weather and climate ›Living in Ham Lake: FAQ
What is the median household income in Ham Lake, MN?
The median household income in Ham Lake is $120,135, 35% higher than the Minnesota median of $89,062 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Ham Lake?
The median home value in Ham Lake is $442,500, compared with $329,300 in Minnesota.
How much is rent in Ham Lake?
The median gross rent in Ham Lake is $1,173 per month, about 32.4% of household income.
Is Ham Lake, MN a good place to live?
Pluses: median household income 35% higher than the Minnesota median; unemployment of 3.4%; a poverty rate of 4%. Minuses: home values 34% higher than the state median; an average commute of 29 minutes.
What is the median age in Ham Lake?
The median age in Ham Lake is 43.8 years (Minnesota: 38.8).
How long is the commute in Ham Lake?
The average commute to work in Ham Lake is 29 minutes; 16.9% of workers work from home.
What is the unemployment rate in Ham Lake?
The unemployment rate in Ham Lake is 3.4% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Ham Lake?
36.9% of adults in Ham Lake have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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