Living in St. James, Michigan
Cost of living, income, home prices, rent and demographics of St. James · Census data 2020–2024
St. James has 269 residents with a median age of 46.5. The median household income is $62,917 (14% lower than the Michigan median), the median home value is $325,000, the median rent is $925/month.
St. James is a small town, so Census survey estimates have wide margins of error. Treat percentages as approximate.
St. James at a glance
- Population
- 269
- Median age
- 46.5State: 40.2
- Median household income
- $62,917State: $72,875
- Median home value
- $325,000State: $231,600
- Median rent
- $925/moState: $1,129
- Homeowners
- 85.4%
- Bachelor's degree or higher
- 48.9%
- Average commute
- 10 min
Is St. James a good place to live?
Pros: An average commute of 10 minutes; a poverty rate of 10.2%.
Cons: Median household income 14% lower than the Michigan median; home values 40% higher than the state median; unemployment of 18.8%.
The weather is best in June to September.
Cost of living in St. James
Housing is the biggest part of the cost of living. In St. James the median home value is $325,000, about the same as the U.S. median. Renters pay a median of $925 per month, which is 35% of household income. Homeowners with a mortgage pay $1,125 a month in housing costs.
St. James median household income
The median household income in St. James is $62,917 and the income per person is $34,873. 10.2% of residents live below the poverty line (Michigan: 13.2%).
Housing in St. James: homes for sale and rent
- Housing units
- 245
- Owner-occupied
- 85.4%
- Renter-occupied
- 14.6%
- Vacant
- 58%Includes seasonal homes
- Median year built
- 1967
- Average household size
- 2.61
58% of homes are vacant most of the year, a sign that St. James has many vacation and second homes.
St. James demographics
- Population
- 269
- Median age
- 46.5
- Under 18
- 32.7%
- 65 and older
- 27.5%
- Households
- 103
- Foreign-born
- 8.9%
- Veterans
- 8.8%Adults 18+
Hispanic or Latino can be of any race. Population history of St. James ›
Education in St. James
48.9% of adults 25 and older in St. James have a bachelor's degree or higher (Michigan: 32.4%), and 12.9% have a graduate or professional degree.
Jobs and commute in St. James
- Unemployment rate
- 18.8%State: 5.7%
- Average commute
- 10 minState: 24 min
- Work from home
- 11.4%
- Drive alone
- 82.9%
- Public transit
- 0%
- Walk to work
- 1.4%
- Homes with broadband
- 99%
St. James vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| St. James | 269 | $62,917 | $325,000 | $925 |
| Naubinway | 103 | $48,875 | — | — |
| Charlevoix | 2,392 | $47,917 | $331,500 | $816 |
| Bay Shore | 697 | $75,217 | $153,600 | $869 |
| Norwood | 126 | $68,125 | $353,800 | — |
| Petoskey | 5,856 | $74,196 | $364,100 | $1,006 |
| Ironton | 173 | $93,750 | $246,400 | — |
| Manistique | 2,863 | $38,446 | $93,300 | $665 |
| Horton Bay | 374 | $69,926 | $345,500 | — |
More for people moving to St. James
St. James ZIP code ›Weather and climate ›Living in St. James: FAQ
What is the median household income in St. James, MI?
The median household income in St. James is $62,917, 14% lower than the Michigan median of $72,875 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in St. James?
The median home value in St. James is $325,000, compared with $231,600 in Michigan.
How much is rent in St. James?
The median gross rent in St. James is $925 per month, about 35% of household income.
Is St. James, MI a good place to live?
Pluses: an average commute of 10 minutes; a poverty rate of 10.2%. Minuses: median household income 14% lower than the Michigan median; home values 40% higher than the state median; unemployment of 18.8%.
What is the median age in St. James?
The median age in St. James is 46.5 years (Michigan: 40.2).
How long is the commute in St. James?
The average commute to work in St. James is 10 minutes; 11.4% of workers work from home.
What is the unemployment rate in St. James?
The unemployment rate in St. James is 18.8% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is St. James?
48.9% of adults in St. James have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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