Living in Ludington, Michigan

Cost of living, income, home prices, rent and demographics of Ludington · Census data 2020–2024

Ludington has 7,676 residents with a median age of 45.3. The median household income is $46,411 (36% lower than the Michigan median), the median home value is $201,100, the median rent is $902/month.

Ludington at a glance

Population
7,676
Median age
45.3State: 40.2
Median household income
$46,411State: $72,875
Median home value
$201,100State: $231,600
Median rent
$902/moState: $1,129
Homeowners
59.6%
Bachelor's degree or higher
28.9%
Average commute
14 min

Is Ludington a good place to live?

Pros: Home values 13% lower than the state median; an average commute of 14 minutes; unemployment of 3.6%.

Cons: Median household income 36% lower than the Michigan median; a poverty rate of 22.5%.

The weather is best in June to September.

Cost of living in Ludington

Housing is the biggest part of the cost of living. In Ludington the median home value is $201,100, 40% lower than the U.S. median. Renters pay a median of $902 per month, which is 30.4% of household income. Homeowners with a mortgage pay $1,258 a month in housing costs.

Median home value

Ludington$201,100
Michigan$231,600
United States$332,700

Median monthly rent

Ludington$902
Michigan$1,129
United States$1,413

Ludington median household income

The median household income in Ludington is $46,411 and the income per person is $35,465. 22.5% of residents live below the poverty line (Michigan: 13.2%).

Median household income

Ludington$46,411
Michigan$72,875
United States$80,734

Housing in Ludington: homes for sale and rent

Housing units
4,452
Owner-occupied
59.6%
Renter-occupied
40.4%
Vacant
16.8%Includes seasonal homes
Median year built
1957
Average household size
2.01

Ludington demographics

Population
7,676
Median age
45.3
Under 18
20.1%
65 and older
30%
Households
3,706
Foreign-born
2.2%
Veterans
6.5%Adults 18+

Race and ethnicity

White89.6%
Hispanic or Latino5%
Black1.8%
Asian1.1%

Hispanic or Latino can be of any race. Population history of Ludington ›

Education in Ludington

28.9% of adults 25 and older in Ludington have a bachelor's degree or higher (Michigan: 32.4%), and 12.3% have a graduate or professional degree.

Bachelor's degree or higher

Ludington28.9%
Michigan32.4%
United States35.7%

Jobs and commute in Ludington

Unemployment rate
3.6%State: 5.7%
Average commute
14 minState: 24 min
Work from home
13.3%
Drive alone
63.5%
Public transit
2.2%
Walk to work
4.1%
Homes with broadband
84.3%

Ludington vs nearby towns

TownPopulationMedian incomeHome valueRent
Ludington7,676$46,411$201,100$902
Scottville1,474$51,953$134,300$769
Custer275$63,125$131,300$769
Pentwater872$80,750$344,300$556
Fountain204$58,750$102,300$1,042
Free Soil112$58,750$115,600$917
Hart1,924$50,956$140,900$757
Mears204$44,583$131,300$1,031
Filer City178$47,083$96,100—

More for people moving to Ludington

Ludington ZIP code ›Weather and climate ›

Living in Ludington: FAQ

What is the median household income in Ludington, MI?

The median household income in Ludington is $46,411, 36% lower than the Michigan median of $72,875 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Ludington?

The median home value in Ludington is $201,100, compared with $231,600 in Michigan.

How much is rent in Ludington?

The median gross rent in Ludington is $902 per month, about 30.4% of household income.

Is Ludington, MI a good place to live?

Pluses: home values 13% lower than the state median; an average commute of 14 minutes; unemployment of 3.6%. Minuses: median household income 36% lower than the Michigan median; a poverty rate of 22.5%.

What is the median age in Ludington?

The median age in Ludington is 45.3 years (Michigan: 40.2).

How long is the commute in Ludington?

The average commute to work in Ludington is 14 minutes; 13.3% of workers work from home.

What is the unemployment rate in Ludington?

The unemployment rate in Ludington is 3.6% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Ludington?

28.9% of adults in Ludington have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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