Living in Harbor Springs, Michigan
Cost of living, income, home prices, rent and demographics of Harbor Springs · Census data 2020–2024
Harbor Springs has 1,086 residents with a median age of 62. The median household income is $75,417 (3% higher than the Michigan median), the median home value is $415,700, the median rent is $1,027/month.
Harbor Springs is a small town, so Census survey estimates have wide margins of error. Treat percentages as approximate.
Harbor Springs at a glance
- Population
- 1,086
- Median age
- 62State: 40.2
- Median household income
- $75,417State: $72,875
- Median home value
- $415,700State: $231,600
- Median rent
- $1,027/moState: $1,129
- Homeowners
- 68.1%
- Bachelor's degree or higher
- 46%
- Average commute
- 17 min
Is Harbor Springs a good place to live?
Pros: Median household income 3% higher than the Michigan median; an average commute of 17 minutes; unemployment of 4%; a poverty rate of 7.3%.
Cons: Home values 79% higher than the state median.
The weather is best in June to September.
Cost of living in Harbor Springs
Housing is the biggest part of the cost of living. In Harbor Springs the median home value is $415,700, 25% higher than the U.S. median. Renters pay a median of $1,027 per month, which is 22.6% of household income. Homeowners with a mortgage pay $2,000 a month in housing costs.
Harbor Springs median household income
The median household income in Harbor Springs is $75,417 and the income per person is $65,410. 7.3% of residents live below the poverty line (Michigan: 13.2%).
Housing in Harbor Springs: homes for sale and rent
- Housing units
- 1,082
- Owner-occupied
- 68.1%
- Renter-occupied
- 31.9%
- Vacant
- 51.3%Includes seasonal homes
- Median year built
- 1970
- Average household size
- 1.88
51.3% of homes are vacant most of the year, a sign that Harbor Springs has many vacation and second homes.
Harbor Springs demographics
- Population
- 1,086
- Median age
- 62
- Under 18
- 7.6%
- 65 and older
- 43.7%
- Households
- 527
- Foreign-born
- 5.5%
- Veterans
- 4.5%Adults 18+
Hispanic or Latino can be of any race. Population history of Harbor Springs ›
Education in Harbor Springs
46% of adults 25 and older in Harbor Springs have a bachelor's degree or higher (Michigan: 32.4%), and 19.7% have a graduate or professional degree.
Jobs and commute in Harbor Springs
- Unemployment rate
- 4%State: 5.7%
- Average commute
- 17 minState: 24 min
- Work from home
- 13.5%
- Drive alone
- 77.1%
- Public transit
- 1.8%
- Walk to work
- 2.2%
- Homes with broadband
- 89.4%
Harbor Springs vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Harbor Springs | 1,086 | $75,417 | $415,700 | $1,027 |
| Bay View | 164 | $236,500 | $375,500 | — |
| Petoskey | 5,856 | $74,196 | $364,100 | $1,006 |
| Conway | 237 | $77,000 | $425,000 | — |
| Bay Shore | 697 | $75,217 | $153,600 | $869 |
| Alanson | 834 | $65,139 | $134,100 | $393 |
| Brutus | 198 | $109,375 | $164,100 | — |
| Horton Bay | 374 | $69,926 | $345,500 | — |
| Walloon Lake | 294 | $87,303 | $285,400 | — |
More for people moving to Harbor Springs
Harbor Springs ZIP code ›Weather and climate ›Living in Harbor Springs: FAQ
What is the median household income in Harbor Springs, MI?
The median household income in Harbor Springs is $75,417, 3% higher than the Michigan median of $72,875 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Harbor Springs?
The median home value in Harbor Springs is $415,700, compared with $231,600 in Michigan.
How much is rent in Harbor Springs?
The median gross rent in Harbor Springs is $1,027 per month, about 22.6% of household income.
Is Harbor Springs, MI a good place to live?
Pluses: median household income 3% higher than the Michigan median; an average commute of 17 minutes; unemployment of 4%; a poverty rate of 7.3%. Minuses: home values 79% higher than the state median.
What is the median age in Harbor Springs?
The median age in Harbor Springs is 62 years (Michigan: 40.2).
How long is the commute in Harbor Springs?
The average commute to work in Harbor Springs is 17 minutes; 13.5% of workers work from home.
What is the unemployment rate in Harbor Springs?
The unemployment rate in Harbor Springs is 4% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Harbor Springs?
46% of adults in Harbor Springs have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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