Living in Ludlow, Massachusetts
Cost of living, income, home prices, rent and demographics of Ludlow · Census data 2020–2024
Ludlow has 20,904 residents with a median age of 44.3. The median household income is $84,838 (18% lower than the Massachusetts median), the median home value is $335,300, the median rent is $1,223/month.
Ludlow at a glance
- Population
- 20,904
- Median age
- 44.3State: 40
- Median household income
- $84,838State: $103,960
- Median home value
- $335,300State: $562,100
- Median rent
- $1,223/moState: $1,762
- Homeowners
- 77.5%
- Bachelor's degree or higher
- 27%
- Average commute
- 20 min
Is Ludlow a good place to live?
Pros: Home values 40% lower than the state median; an average commute of 20 minutes; unemployment of 4.9%; a poverty rate of 6.8%.
Cons: Median household income 18% lower than the Massachusetts median.
The weather is best in June to September.
Cost of living in Ludlow
Housing is the biggest part of the cost of living. In Ludlow the median home value is $335,300, about the same as the U.S. median. Renters pay a median of $1,223 per month, which is 30.5% of household income. Homeowners with a mortgage pay $1,957 a month in housing costs.
Ludlow median household income
The median household income in Ludlow is $84,838 and the income per person is $45,424. 6.8% of residents live below the poverty line (Massachusetts: 10%).
Housing in Ludlow: homes for sale and rent
- Housing units
- 9,154
- Owner-occupied
- 77.5%
- Renter-occupied
- 22.5%
- Vacant
- 7.1%Includes seasonal homes
- Median year built
- 1964
- Average household size
- 2.40
Ludlow demographics
- Population
- 20,904
- Median age
- 44.3
- Under 18
- 16.4%
- 65 and older
- 21.8%
- Households
- 8,504
- Foreign-born
- 15.9%
- Veterans
- 6.9%Adults 18+
Hispanic or Latino can be of any race. Population history of Ludlow ›
Education in Ludlow
27% of adults 25 and older in Ludlow have a bachelor's degree or higher (Massachusetts: 47.3%), and 7.9% have a graduate or professional degree.
Jobs and commute in Ludlow
- Unemployment rate
- 4.9%State: 5.2%
- Average commute
- 20 minState: 29 min
- Work from home
- 14%
- Drive alone
- 75.6%
- Public transit
- 0.1%
- Walk to work
- 0.7%
- Homes with broadband
- 93.1%
Ludlow vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Ludlow | 20,904 | $84,838 | $335,300 | $1,223 |
| Wilbraham | 14,572 | $122,051 | $416,000 | $1,175 |
| Granby | 6,080 | $119,297 | $352,600 | — |
| Chicopee | 55,295 | $62,615 | $274,500 | $1,157 |
| Springfield | 154,749 | $52,656 | $245,000 | $1,144 |
| Belchertown | 15,393 | $108,068 | $371,300 | $1,292 |
| Palmer Town | 12,381 | $78,480 | $271,400 | $1,075 |
| South Hadley | 17,754 | $93,910 | $357,900 | $1,325 |
| Hampden | 4,946 | $104,536 | $358,200 | $1,132 |
More for people moving to Ludlow
Ludlow ZIP code ›Weather and climate ›Living in Ludlow: FAQ
What is the median household income in Ludlow, MA?
The median household income in Ludlow is $84,838, 18% lower than the Massachusetts median of $103,960 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Ludlow?
The median home value in Ludlow is $335,300, compared with $562,100 in Massachusetts.
How much is rent in Ludlow?
The median gross rent in Ludlow is $1,223 per month, about 30.5% of household income.
Is Ludlow, MA a good place to live?
Pluses: home values 40% lower than the state median; an average commute of 20 minutes; unemployment of 4.9%; a poverty rate of 6.8%. Minuses: median household income 18% lower than the Massachusetts median.
What is the median age in Ludlow?
The median age in Ludlow is 44.3 years (Massachusetts: 40).
How long is the commute in Ludlow?
The average commute to work in Ludlow is 20 minutes; 14% of workers work from home.
What is the unemployment rate in Ludlow?
The unemployment rate in Ludlow is 4.9% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Ludlow?
27% of adults in Ludlow have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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