Living in Gardner, Massachusetts

Cost of living, income, home prices, rent and demographics of Gardner · Census data 2020–2024

Gardner has 21,148 residents with a median age of 43.7. The median household income is $67,518 (35% lower than the Massachusetts median), the median home value is $301,600, the median rent is $1,109/month.

Gardner at a glance

Population
21,148
Median age
43.7State: 40
Median household income
$67,518State: $103,960
Median home value
$301,600State: $562,100
Median rent
$1,109/moState: $1,762
Homeowners
58.9%
Bachelor's degree or higher
23.8%
Average commute
31 min

Is Gardner a good place to live?

Pros: Home values 46% lower than the state median.

Cons: Median household income 35% lower than the Massachusetts median; an average commute of 31 minutes; unemployment of 7%; a poverty rate of 13.7%.

The weather is best in June to September.

Cost of living in Gardner

Housing is the biggest part of the cost of living. In Gardner the median home value is $301,600, 9% lower than the U.S. median. Renters pay a median of $1,109 per month, which is 29.9% of household income. Homeowners with a mortgage pay $1,946 a month in housing costs.

Median home value

Gardner$301,600
Massachusetts$562,100
United States$332,700

Median monthly rent

Gardner$1,109
Massachusetts$1,762
United States$1,413

Gardner median household income

The median household income in Gardner is $67,518 and the income per person is $37,215. 13.7% of residents live below the poverty line (Massachusetts: 10%).

Median household income

Gardner$67,518
Massachusetts$103,960
United States$80,734

Housing in Gardner: homes for sale and rent

Housing units
9,488
Owner-occupied
58.9%
Renter-occupied
41.1%
Vacant
5.8%Includes seasonal homes
Median year built
1954
Average household size
2.23

Gardner demographics

Population
21,148
Median age
43.7
Under 18
18.3%
65 and older
19.6%
Households
8,940
Foreign-born
7.9%
Veterans
7%Adults 18+

Race and ethnicity

White79.6%
Hispanic or Latino10.7%
Black4.1%
Asian2.4%

Hispanic or Latino can be of any race. Population history of Gardner ›

Education in Gardner

23.8% of adults 25 and older in Gardner have a bachelor's degree or higher (Massachusetts: 47.3%), and 8% have a graduate or professional degree.

Bachelor's degree or higher

Gardner23.8%
Massachusetts47.3%
United States35.7%

Jobs and commute in Gardner

Unemployment rate
7%State: 5.2%
Average commute
31 minState: 29 min
Work from home
13.3%
Drive alone
68.8%
Public transit
1.7%
Walk to work
2.7%
Homes with broadband
90.1%

Gardner vs nearby towns

TownPopulationMedian incomeHome valueRent
Gardner21,148$67,518$301,600$1,109
South Ashburnham1,500$126,071$370,300—
Templeton8,252$101,154$358,500$1,207
Baldwinville2,528$51,917$328,900$786
Westminster8,374$106,331$422,000$1,843
Ashburnham6,415$118,809$390,700$1,807
Hubbardston4,371$123,500$371,600$953
Winchendon10,440$75,690$323,800$1,255
Phillipston1,895$94,692$372,400$1,375

More for people moving to Gardner

Gardner ZIP code ›Weather and climate ›

Living in Gardner: FAQ

What is the median household income in Gardner, MA?

The median household income in Gardner is $67,518, 35% lower than the Massachusetts median of $103,960 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Gardner?

The median home value in Gardner is $301,600, compared with $562,100 in Massachusetts.

How much is rent in Gardner?

The median gross rent in Gardner is $1,109 per month, about 29.9% of household income.

Is Gardner, MA a good place to live?

Pluses: home values 46% lower than the state median. Minuses: median household income 35% lower than the Massachusetts median; an average commute of 31 minutes; unemployment of 7%; a poverty rate of 13.7%.

What is the median age in Gardner?

The median age in Gardner is 43.7 years (Massachusetts: 40).

How long is the commute in Gardner?

The average commute to work in Gardner is 31 minutes; 13.3% of workers work from home.

What is the unemployment rate in Gardner?

The unemployment rate in Gardner is 7% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Gardner?

23.8% of adults in Gardner have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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