Living in St. James, Maryland
Cost of living, income, home prices, rent and demographics of St. James · Census data 2020–2024
St. James has 4,824 residents with a median age of 40.9. The median household income is $97,361 (6% lower than the Maryland median), the median home value is $409,000, the median rent is $1,289/month.
St. James at a glance
- Population
- 4,824
- Median age
- 40.9State: 39.4
- Median household income
- $97,361State: $103,678
- Median home value
- $409,000State: $419,900
- Median rent
- $1,289/moState: $1,705
- Homeowners
- 79.9%
- Bachelor's degree or higher
- 28.9%
- Average commute
- 38 min
Is St. James a good place to live?
Pros: Home values about the same as the state median; unemployment of 1.4%; a poverty rate of 4.1%.
Cons: Median household income 6% lower than the Maryland median; an average commute of 38 minutes.
The weather is best in May–June and August–September.
Cost of living in St. James
Housing is the biggest part of the cost of living. In St. James the median home value is $409,000, 23% higher than the U.S. median. Renters pay a median of $1,289 per month, which is 24.2% of household income. Homeowners with a mortgage pay $2,233 a month in housing costs.
St. James median household income
The median household income in St. James is $97,361 and the income per person is $38,211. 4.1% of residents live below the poverty line (Maryland: 9.4%).
Housing in St. James: homes for sale and rent
- Housing units
- 1,705
- Owner-occupied
- 79.9%
- Renter-occupied
- 20.1%
- Vacant
- 3%Includes seasonal homes
- Median year built
- 2000
- Average household size
- 2.85
St. James demographics
- Population
- 4,824
- Median age
- 40.9
- Under 18
- 27.3%
- 65 and older
- 19.8%
- Households
- 1,654
- Foreign-born
- 10.3%
- Veterans
- 7.8%Adults 18+
Hispanic or Latino can be of any race. Population history of St. James ›
Education in St. James
28.9% of adults 25 and older in St. James have a bachelor's degree or higher (Maryland: 43.4%), and 11.8% have a graduate or professional degree.
Jobs and commute in St. James
- Unemployment rate
- 1.4%State: 4.9%
- Average commute
- 38 minState: 31 min
- Work from home
- 8.6%
- Drive alone
- 85.2%
- Public transit
- 1.2%
- Walk to work
- 0.3%
- Homes with broadband
- 97.7%
St. James vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| St. James | 4,824 | $97,361 | $409,000 | $1,289 |
| Fairplay | 511 | $120,652 | $296,800 | — |
| Downsville | 958 | $220,063 | $342,700 | — |
| Tilghmanton | 282 | $106,875 | $227,700 | — |
| Halfway | 10,849 | $71,036 | $253,300 | $1,269 |
| Funkstown | 1,076 | $61,392 | $277,800 | $808 |
| Williamsport | 1,949 | $61,607 | $227,900 | $1,262 |
| Hagerstown | 43,665 | $52,221 | $224,500 | $1,114 |
| Beaver Creek | 439 | $168,750 | $611,000 | — |
More for people moving to St. James
St. James ZIP code ›Weather and climate ›Living in St. James: FAQ
What is the median household income in St. James, MD?
The median household income in St. James is $97,361, 6% lower than the Maryland median of $103,678 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in St. James?
The median home value in St. James is $409,000, compared with $419,900 in Maryland.
How much is rent in St. James?
The median gross rent in St. James is $1,289 per month, about 24.2% of household income.
Is St. James, MD a good place to live?
Pluses: home values about the same as the state median; unemployment of 1.4%; a poverty rate of 4.1%. Minuses: median household income 6% lower than the Maryland median; an average commute of 38 minutes.
What is the median age in St. James?
The median age in St. James is 40.9 years (Maryland: 39.4).
How long is the commute in St. James?
The average commute to work in St. James is 38 minutes; 8.6% of workers work from home.
What is the unemployment rate in St. James?
The unemployment rate in St. James is 1.4% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is St. James?
28.9% of adults in St. James have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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