Living in Cumberland, Maryland
Cost of living, income, home prices, rent and demographics of Cumberland · Census data 2020–2024
Cumberland has 18,804 residents with a median age of 41.1. The median household income is $48,162 (54% lower than the Maryland median), the median home value is $123,200, the median rent is $741/month.
Cumberland at a glance
- Population
- 18,804
- Median age
- 41.1State: 39.4
- Median household income
- $48,162State: $103,678
- Median home value
- $123,200State: $419,900
- Median rent
- $741/moState: $1,705
- Homeowners
- 60%
- Bachelor's degree or higher
- 22.7%
- Average commute
- 19 min
Is Cumberland a good place to live?
Pros: Home values 71% lower than the state median; an average commute of 19 minutes.
Cons: Median household income 54% lower than the Maryland median; unemployment of 6.3%; a poverty rate of 25.1%.
The weather is best in May–June and September–October.
Cost of living in Cumberland
Housing is the biggest part of the cost of living. In Cumberland the median home value is $123,200, 63% lower than the U.S. median. Renters pay a median of $741 per month, which is 30.8% of household income. Homeowners with a mortgage pay $1,178 a month in housing costs.
Cumberland median household income
The median household income in Cumberland is $48,162 and the income per person is $31,056. 25.1% of residents live below the poverty line (Maryland: 9.4%).
Housing in Cumberland: homes for sale and rent
- Housing units
- 10,610
- Owner-occupied
- 60%
- Renter-occupied
- 40%
- Vacant
- 20.8%Includes seasonal homes
- Median year built
- 1943
- Average household size
- 2.13
Cumberland demographics
- Population
- 18,804
- Median age
- 41.1
- Under 18
- 19.7%
- 65 and older
- 23.2%
- Households
- 8,405
- Foreign-born
- 2%
- Veterans
- 8.3%Adults 18+
Hispanic or Latino can be of any race. Population history of Cumberland ›
Education in Cumberland
22.7% of adults 25 and older in Cumberland have a bachelor's degree or higher (Maryland: 43.4%), and 10.1% have a graduate or professional degree.
Jobs and commute in Cumberland
- Unemployment rate
- 6.3%State: 4.9%
- Average commute
- 19 minState: 31 min
- Work from home
- 9.5%
- Drive alone
- 74.1%
- Public transit
- 0.6%
- Walk to work
- 3.4%
- Homes with broadband
- 85.5%
Cumberland vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Cumberland | 18,804 | $48,162 | $123,200 | $741 |
| Ridgeley | 239 | $41,477 | $151,800 | $783 |
| Carpendale | 1,035 | $66,027 | $171,300 | $697 |
| Bowmans Addition | 1,102 | $82,475 | $187,300 | — |
| Wiley Ford | 630 | $90,775 | $189,000 | — |
| Bowling Green | 966 | $76,140 | $132,000 | $899 |
| Corriganville | 622 | $76,023 | $144,200 | — |
| Potomac Park | 978 | $53,221 | $139,400 | $963 |
| La Vale | 4,196 | $77,500 | $170,800 | $871 |
More for people moving to Cumberland
Cumberland ZIP code ›Weather and climate ›Living in Cumberland: FAQ
What is the median household income in Cumberland, MD?
The median household income in Cumberland is $48,162, 54% lower than the Maryland median of $103,678 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Cumberland?
The median home value in Cumberland is $123,200, compared with $419,900 in Maryland.
How much is rent in Cumberland?
The median gross rent in Cumberland is $741 per month, about 30.8% of household income.
Is Cumberland, MD a good place to live?
Pluses: home values 71% lower than the state median; an average commute of 19 minutes. Minuses: median household income 54% lower than the Maryland median; unemployment of 6.3%; a poverty rate of 25.1%.
What is the median age in Cumberland?
The median age in Cumberland is 41.1 years (Maryland: 39.4).
How long is the commute in Cumberland?
The average commute to work in Cumberland is 19 minutes; 9.5% of workers work from home.
What is the unemployment rate in Cumberland?
The unemployment rate in Cumberland is 6.3% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Cumberland?
22.7% of adults in Cumberland have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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