Living in Stearns, Kentucky
Cost of living, income, home prices, rent and demographics of Stearns · Census data 2020–2024
Stearns has 1,271 residents with a median age of 38.8. The median household income is $55,931 (12% lower than the Kentucky median), the median home value is $160,700.
Stearns is a small town, so Census survey estimates have wide margins of error. Treat percentages as approximate.
Stearns at a glance
- Population
- 1,271
- Median age
- 38.8State: 39.1
- Median household income
- $55,931State: $63,726
- Median home value
- $160,700State: $205,600
- Homeowners
- 92.6%
- Bachelor's degree or higher
- 36.2%
- Average commute
- 26 min
Is Stearns a good place to live?
Pros: Home values 22% lower than the state median.
Cons: Median household income 12% lower than the Kentucky median; an average commute of 26 minutes; unemployment of 7.3%; a poverty rate of 33.2%.
The weather is best in May–June and September–October.
Cost of living in Stearns
Housing is the biggest part of the cost of living. In Stearns the median home value is $160,700, 52% lower than the U.S. median. Renters pay a median of — per month. Homeowners with a mortgage pay $1,442 a month in housing costs.
Stearns median household income
The median household income in Stearns is $55,931 and the income per person is $25,675. 33.2% of residents live below the poverty line (Kentucky: 16.1%).
Housing in Stearns: homes for sale and rent
- Housing units
- 679
- Owner-occupied
- 92.6%
- Renter-occupied
- 7.4%
- Vacant
- 28.6%Includes seasonal homes
- Median year built
- 1986
- Average household size
- 2.62
Stearns demographics
- Population
- 1,271
- Median age
- 38.8
- Under 18
- 20.6%
- 65 and older
- 23.1%
- Households
- 485
- Foreign-born
- 1.3%
- Veterans
- 5.5%Adults 18+
Hispanic or Latino can be of any race. Population history of Stearns ›
Education in Stearns
36.2% of adults 25 and older in Stearns have a bachelor's degree or higher (Kentucky: 27.6%), and 4.6% have a graduate or professional degree.
Jobs and commute in Stearns
- Unemployment rate
- 7.3%State: 4.9%
- Average commute
- 26 minState: 24 min
- Work from home
- 13.4%
- Drive alone
- 86.6%
- Public transit
- 0%
- Walk to work
- 0%
- Homes with broadband
- 85.4%
Stearns vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Stearns | 1,271 | $55,931 | $160,700 | — |
| Whitley City | 963 | $33,719 | $116,700 | $912 |
| Winfield | 1,153 | $34,205 | $100,700 | $690 |
| Oneida | 3,819 | $48,622 | $170,600 | $824 |
| Williamsburg | 5,270 | $38,147 | $113,300 | $793 |
| Emlyn | 488 | $54,423 | $131,700 | — |
| Pleasant View | 241 | $46,020 | $106,300 | $1,097 |
| Huntsville | 1,814 | $31,313 | $201,100 | $668 |
| Jellico | 1,855 | $41,467 | $127,300 | $440 |
More for people moving to Stearns
Stearns ZIP code ›Weather and climate ›Living in Stearns: FAQ
What is the median household income in Stearns, KY?
The median household income in Stearns is $55,931, 12% lower than the Kentucky median of $63,726 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Stearns?
The median home value in Stearns is $160,700, compared with $205,600 in Kentucky.
Is Stearns, KY a good place to live?
Pluses: home values 22% lower than the state median. Minuses: median household income 12% lower than the Kentucky median; an average commute of 26 minutes; unemployment of 7.3%; a poverty rate of 33.2%.
What is the median age in Stearns?
The median age in Stearns is 38.8 years (Kentucky: 39.1).
How long is the commute in Stearns?
The average commute to work in Stearns is 26 minutes; 13.4% of workers work from home.
What is the unemployment rate in Stearns?
The unemployment rate in Stearns is 7.3% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Stearns?
36.2% of adults in Stearns have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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