Living in Mount Sterling, Kentucky
Cost of living, income, home prices, rent and demographics of Mount Sterling · Census data 2020–2024
Mount Sterling has 7,551 residents with a median age of 37.8. The median household income is $55,827 (12% lower than the Kentucky median), the median home value is $187,600, the median rent is $699/month.
Mount Sterling at a glance
- Population
- 7,551
- Median age
- 37.8State: 39.1
- Median household income
- $55,827State: $63,726
- Median home value
- $187,600State: $205,600
- Median rent
- $699/moState: $967
- Homeowners
- 52.1%
- Bachelor's degree or higher
- 23.6%
- Average commute
- 23 min
Is Mount Sterling a good place to live?
Pros: Home values 9% lower than the state median; an average commute of 23 minutes; unemployment of 3.7%.
Cons: Median household income 12% lower than the Kentucky median; a poverty rate of 16.9%.
The weather is best in May and August to October.
Cost of living in Mount Sterling
Housing is the biggest part of the cost of living. In Mount Sterling the median home value is $187,600, 44% lower than the U.S. median. Renters pay a median of $699 per month, which is 23.9% of household income. Homeowners with a mortgage pay $1,316 a month in housing costs.
Mount Sterling median household income
The median household income in Mount Sterling is $55,827 and the income per person is $27,422. 16.9% of residents live below the poverty line (Kentucky: 16.1%).
Housing in Mount Sterling: homes for sale and rent
- Housing units
- 3,507
- Owner-occupied
- 52.1%
- Renter-occupied
- 47.9%
- Vacant
- 12.4%Includes seasonal homes
- Median year built
- 1975
- Average household size
- 2.39
Mount Sterling demographics
- Population
- 7,551
- Median age
- 37.8
- Under 18
- 22.1%
- 65 and older
- 14.7%
- Households
- 3,071
- Foreign-born
- 1.3%
- Veterans
- 5.7%Adults 18+
Hispanic or Latino can be of any race. Population history of Mount Sterling ›
Education in Mount Sterling
23.6% of adults 25 and older in Mount Sterling have a bachelor's degree or higher (Kentucky: 27.6%), and 9% have a graduate or professional degree.
Jobs and commute in Mount Sterling
- Unemployment rate
- 3.7%State: 4.9%
- Average commute
- 23 minState: 24 min
- Work from home
- 7.5%
- Drive alone
- 84.1%
- Public transit
- 0%
- Walk to work
- 1.4%
- Homes with broadband
- 88.7%
Mount Sterling vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Mount Sterling | 7,551 | $55,827 | $187,600 | $699 |
| Camargo | 874 | $47,625 | $151,400 | $854 |
| Sharpsburg | 519 | $30,917 | $84,300 | $340 |
| Jeffersonville | 1,651 | $56,250 | $140,900 | $792 |
| North Middletown | 679 | $48,000 | $117,700 | $913 |
| Owingsville | 1,621 | $40,053 | $118,300 | $442 |
| Winchester | 19,213 | $54,378 | $188,300 | $916 |
| Clay City | 1,204 | $23,816 | $63,500 | $666 |
| Stanton | 3,218 | $25,417 | $123,000 | $775 |
More for people moving to Mount Sterling
Mount Sterling ZIP code ›Weather and climate ›Living in Mount Sterling: FAQ
What is the median household income in Mount Sterling, KY?
The median household income in Mount Sterling is $55,827, 12% lower than the Kentucky median of $63,726 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Mount Sterling?
The median home value in Mount Sterling is $187,600, compared with $205,600 in Kentucky.
How much is rent in Mount Sterling?
The median gross rent in Mount Sterling is $699 per month, about 23.9% of household income.
Is Mount Sterling, KY a good place to live?
Pluses: home values 9% lower than the state median; an average commute of 23 minutes; unemployment of 3.7%. Minuses: median household income 12% lower than the Kentucky median; a poverty rate of 16.9%.
What is the median age in Mount Sterling?
The median age in Mount Sterling is 37.8 years (Kentucky: 39.1).
How long is the commute in Mount Sterling?
The average commute to work in Mount Sterling is 23 minutes; 7.5% of workers work from home.
What is the unemployment rate in Mount Sterling?
The unemployment rate in Mount Sterling is 3.7% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Mount Sterling?
23.6% of adults in Mount Sterling have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
Last updated: