Living in Germantown, Kentucky
Cost of living, income, home prices, rent and demographics of Germantown · Census data 2020–2024
Germantown has 232 residents with a median age of 33.1. The median household income is $77,000 (21% higher than the Kentucky median), the median home value is $101,400, the median rent is $1,292/month.
Germantown is a small town, so Census survey estimates have wide margins of error. Treat percentages as approximate.
Germantown at a glance
- Population
- 232
- Median age
- 33.1State: 39.1
- Median household income
- $77,000State: $63,726
- Median home value
- $101,400State: $205,600
- Median rent
- $1,292/moState: $967
- Homeowners
- 67.9%
- Bachelor's degree or higher
- 24.6%
- Average commute
- 28 min
Is Germantown a good place to live?
Pros: Median household income 21% higher than the Kentucky median; home values 51% lower than the state median; a poverty rate of 2.2%.
Cons: An average commute of 28 minutes.
The weather is best in May–June and August–September.
Cost of living in Germantown
Housing is the biggest part of the cost of living. In Germantown the median home value is $101,400, 70% lower than the U.S. median. Renters pay a median of $1,292 per month, which is 9% of household income. Homeowners with a mortgage pay $1,116 a month in housing costs.
Germantown median household income
The median household income in Germantown is $77,000 and the income per person is $27,781. 2.2% of residents live below the poverty line (Kentucky: 16.1%).
Housing in Germantown: homes for sale and rent
- Housing units
- 89
- Owner-occupied
- 67.9%
- Renter-occupied
- 32.1%
- Vacant
- 12.4%Includes seasonal homes
- Median year built
- 1944
- Average household size
- 2.97
Germantown demographics
- Population
- 232
- Median age
- 33.1
- Under 18
- 33.2%
- 65 and older
- 9.9%
- Households
- 78
- Foreign-born
- 6.5%
- Veterans
- 3.9%Adults 18+
Hispanic or Latino can be of any race. Population history of Germantown ›
Education in Germantown
24.6% of adults 25 and older in Germantown have a bachelor's degree or higher (Kentucky: 27.6%), and 12.7% have a graduate or professional degree.
Jobs and commute in Germantown
- Unemployment rate
- 0%State: 4.9%
- Average commute
- 28 minState: 24 min
- Work from home
- 14.8%
- Drive alone
- 72.2%
- Public transit
- 0%
- Walk to work
- 7%
- Homes with broadband
- 97.4%
Germantown vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Germantown | 232 | $77,000 | $101,400 | $1,292 |
| Brooksville | 883 | $54,844 | $84,800 | $716 |
| Dover | 247 | $70,962 | $93,800 | $925 |
| Augusta | 1,510 | $51,250 | $110,200 | $744 |
| Ripley | 1,610 | $49,006 | $112,200 | $745 |
| Maysville | 8,737 | $39,013 | $151,500 | $699 |
| Higginsport | 278 | $53,125 | $104,200 | $619 |
| Aberdeen | 1,517 | $45,484 | $171,400 | $588 |
| Felicity | 465 | $36,786 | $138,400 | $672 |
More for people moving to Germantown
Germantown ZIP code ›Weather and climate ›Living in Germantown: FAQ
What is the median household income in Germantown, KY?
The median household income in Germantown is $77,000, 21% higher than the Kentucky median of $63,726 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Germantown?
The median home value in Germantown is $101,400, compared with $205,600 in Kentucky.
How much is rent in Germantown?
The median gross rent in Germantown is $1,292 per month, about 9% of household income.
Is Germantown, KY a good place to live?
Pluses: median household income 21% higher than the Kentucky median; home values 51% lower than the state median; a poverty rate of 2.2%. Minuses: an average commute of 28 minutes.
What is the median age in Germantown?
The median age in Germantown is 33.1 years (Kentucky: 39.1).
How long is the commute in Germantown?
The average commute to work in Germantown is 28 minutes; 14.8% of workers work from home.
What is the unemployment rate in Germantown?
The unemployment rate in Germantown is 0% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Germantown?
24.6% of adults in Germantown have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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