Living in Cumberland, Kentucky
Cost of living, income, home prices, rent and demographics of Cumberland · Census data 2020–2024
Cumberland has 2,037 residents with a median age of 32. The median household income is $35,410 (44% lower than the Kentucky median), the median home value is $66,500, the median rent is $622/month.
Cumberland at a glance
- Population
- 2,037
- Median age
- 32State: 39.1
- Median household income
- $35,410State: $63,726
- Median home value
- $66,500State: $205,600
- Median rent
- $622/moState: $967
- Homeowners
- 53.4%
- Bachelor's degree or higher
- 12.3%
- Average commute
- 24 min
Is Cumberland a good place to live?
Pros: Home values 68% lower than the state median; an average commute of 24 minutes.
Cons: Median household income 44% lower than the Kentucky median; unemployment of 30.1%; a poverty rate of 52.9%.
The weather is best in May and August to October.
Cost of living in Cumberland
Housing is the biggest part of the cost of living. In Cumberland the median home value is $66,500, 80% lower than the U.S. median. Renters pay a median of $622 per month, which is 30% of household income. Homeowners with a mortgage pay $785 a month in housing costs.
Cumberland median household income
The median household income in Cumberland is $35,410 and the income per person is $16,554. 52.9% of residents live below the poverty line (Kentucky: 16.1%).
Housing in Cumberland: homes for sale and rent
- Housing units
- 1,037
- Owner-occupied
- 53.4%
- Renter-occupied
- 46.6%
- Vacant
- 26.1%Includes seasonal homes
- Median year built
- 1971
- Average household size
- 2.56
Cumberland demographics
- Population
- 2,037
- Median age
- 32
- Under 18
- 34.8%
- 65 and older
- 17.5%
- Households
- 766
- Foreign-born
- 0%
- Veterans
- 5%Adults 18+
Hispanic or Latino can be of any race. Population history of Cumberland ›
Education in Cumberland
12.3% of adults 25 and older in Cumberland have a bachelor's degree or higher (Kentucky: 27.6%), and 3.9% have a graduate or professional degree.
Jobs and commute in Cumberland
- Unemployment rate
- 30.1%State: 4.9%
- Average commute
- 24 minState: 24 min
- Work from home
- 11.3%
- Drive alone
- 58.1%
- Public transit
- 0.9%
- Walk to work
- 4.9%
- Homes with broadband
- 84.2%
Cumberland vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Cumberland | 2,037 | $35,410 | $66,500 | $622 |
| Benham | 725 | $44,946 | $53,000 | $769 |
| Lynch | 709 | $30,114 | $58,600 | $889 |
| Blackey | 141 | $11,629 | $69,200 | — |
| Stonega | 151 | $39,712 | $63,900 | — |
| Appalachia | 1,391 | $43,068 | $67,100 | $766 |
| Whitesburg | 1,761 | $29,189 | $111,700 | $640 |
| Evarts | 648 | $34,007 | $71,400 | $673 |
| Dunbar | 115 | $14,527 | — | — |
More for people moving to Cumberland
Cumberland ZIP code ›Weather and climate ›Living in Cumberland: FAQ
What is the median household income in Cumberland, KY?
The median household income in Cumberland is $35,410, 44% lower than the Kentucky median of $63,726 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Cumberland?
The median home value in Cumberland is $66,500, compared with $205,600 in Kentucky.
How much is rent in Cumberland?
The median gross rent in Cumberland is $622 per month, about 30% of household income.
Is Cumberland, KY a good place to live?
Pluses: home values 68% lower than the state median; an average commute of 24 minutes. Minuses: median household income 44% lower than the Kentucky median; unemployment of 30.1%; a poverty rate of 52.9%.
What is the median age in Cumberland?
The median age in Cumberland is 32 years (Kentucky: 39.1).
How long is the commute in Cumberland?
The average commute to work in Cumberland is 24 minutes; 11.3% of workers work from home.
What is the unemployment rate in Cumberland?
The unemployment rate in Cumberland is 30.1% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Cumberland?
12.3% of adults in Cumberland have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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