Living in Coldstream, Kentucky

Cost of living, income, home prices, rent and demographics of Coldstream · Census data 2020–2024

Coldstream has 1,331 residents with a median age of 37.3. The median household income is $109,226 (71% higher than the Kentucky median), the median home value is $277,700, the median rent is $2,313/month.

Coldstream is a small town, so Census survey estimates have wide margins of error. Treat percentages as approximate.

Coldstream at a glance

Population
1,331
Median age
37.3State: 39.1
Median household income
$109,226State: $63,726
Median home value
$277,700State: $205,600
Median rent
$2,313/moState: $967
Homeowners
82%
Bachelor's degree or higher
46.3%
Average commute
25 min

Is Coldstream a good place to live?

Pros: Median household income 71% higher than the Kentucky median; unemployment of 0.8%; a poverty rate of 2.8%.

Cons: Home values 35% higher than the state median; an average commute of 25 minutes.

The weather is best in May and August to October.

Cost of living in Coldstream

Housing is the biggest part of the cost of living. In Coldstream the median home value is $277,700, 17% lower than the U.S. median. Renters pay a median of $2,313 per month, which is 26.8% of household income. Homeowners with a mortgage pay $1,673 a month in housing costs.

Median home value

Coldstream$277,700
Kentucky$205,600
United States$332,700

Median monthly rent

Coldstream$2,313
Kentucky$967
United States$1,413

Coldstream median household income

The median household income in Coldstream is $109,226 and the income per person is $44,313. 2.8% of residents live below the poverty line (Kentucky: 16.1%).

Median household income

Coldstream$109,226
Kentucky$63,726
United States$80,734

Housing in Coldstream: homes for sale and rent

Housing units
477
Owner-occupied
82%
Renter-occupied
18%
Vacant
0%Includes seasonal homes
Median year built
1991
Average household size
2.79

Coldstream demographics

Population
1,331
Median age
37.3
Under 18
23.2%
65 and older
14.5%
Households
477
Foreign-born
11.1%
Veterans
12.1%Adults 18+

Race and ethnicity

White60.9%
Hispanic or Latino4.6%
Black20.1%
Asian8.9%

Hispanic or Latino can be of any race. Population history of Coldstream ›

Education in Coldstream

46.3% of adults 25 and older in Coldstream have a bachelor's degree or higher (Kentucky: 27.6%), and 18.4% have a graduate or professional degree.

Bachelor's degree or higher

Coldstream46.3%
Kentucky27.6%
United States35.7%

Jobs and commute in Coldstream

Unemployment rate
0.8%State: 4.9%
Average commute
25 minState: 24 min
Work from home
14.8%
Drive alone
77.4%
Public transit
0%
Walk to work
0.5%
Homes with broadband
96.9%

Coldstream vs nearby towns

TownPopulationMedian incomeHome valueRent
Coldstream1,331$109,226$277,700$2,313
Worthington Hills1,957$73,889$224,100$1,766
Orchard Grass Hills1,912$107,000$301,500$1,817
Fincastle717$90,833$263,700$2,583
Pewee Valley1,483$156,979$545,500—
Creekside346$135,385$320,300—
Hickory Hill157$103,750$307,100—
Ten Broeck111$119,500$694,400—
Anchorage2,506$199,375$854,200$1,578

More for people moving to Coldstream

Coldstream ZIP code ›Weather and climate ›

Living in Coldstream: FAQ

What is the median household income in Coldstream, KY?

The median household income in Coldstream is $109,226, 71% higher than the Kentucky median of $63,726 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Coldstream?

The median home value in Coldstream is $277,700, compared with $205,600 in Kentucky.

How much is rent in Coldstream?

The median gross rent in Coldstream is $2,313 per month, about 26.8% of household income.

Is Coldstream, KY a good place to live?

Pluses: median household income 71% higher than the Kentucky median; unemployment of 0.8%; a poverty rate of 2.8%. Minuses: home values 35% higher than the state median; an average commute of 25 minutes.

What is the median age in Coldstream?

The median age in Coldstream is 37.3 years (Kentucky: 39.1).

How long is the commute in Coldstream?

The average commute to work in Coldstream is 25 minutes; 14.8% of workers work from home.

What is the unemployment rate in Coldstream?

The unemployment rate in Coldstream is 0.8% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Coldstream?

46.3% of adults in Coldstream have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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