Living in Cold Spring, Kentucky
Cost of living, income, home prices, rent and demographics of Cold Spring · Census data 2020–2024
Cold Spring has 6,341 residents with a median age of 52. The median household income is $75,000 (18% higher than the Kentucky median), the median home value is $253,600, the median rent is $1,191/month.
Cold Spring at a glance
- Population
- 6,341
- Median age
- 52State: 39.1
- Median household income
- $75,000State: $63,726
- Median home value
- $253,600State: $205,600
- Median rent
- $1,191/moState: $967
- Homeowners
- 89.1%
- Bachelor's degree or higher
- 42.6%
- Average commute
- 22 min
Is Cold Spring a good place to live?
Pros: Median household income 18% higher than the Kentucky median; an average commute of 22 minutes; unemployment of 2%; a poverty rate of 9.9%.
Cons: Home values 23% higher than the state median.
The weather is best in May–June and August–September.
Cost of living in Cold Spring
Housing is the biggest part of the cost of living. In Cold Spring the median home value is $253,600, 24% lower than the U.S. median. Renters pay a median of $1,191 per month, which is 38.1% of household income. Homeowners with a mortgage pay $1,465 a month in housing costs.
Cold Spring median household income
The median household income in Cold Spring is $75,000 and the income per person is $53,092. 9.9% of residents live below the poverty line (Kentucky: 16.1%).
Housing in Cold Spring: homes for sale and rent
- Housing units
- 3,072
- Owner-occupied
- 89.1%
- Renter-occupied
- 10.9%
- Vacant
- 2.5%Includes seasonal homes
- Median year built
- 1999
- Average household size
- 2.09
Cold Spring demographics
- Population
- 6,341
- Median age
- 52
- Under 18
- 15.8%
- 65 and older
- 30.3%
- Households
- 2,996
- Foreign-born
- 3.5%
- Veterans
- 7.4%Adults 18+
Hispanic or Latino can be of any race. Population history of Cold Spring ›
Education in Cold Spring
42.6% of adults 25 and older in Cold Spring have a bachelor's degree or higher (Kentucky: 27.6%), and 18.3% have a graduate or professional degree.
Jobs and commute in Cold Spring
- Unemployment rate
- 2%State: 4.9%
- Average commute
- 22 minState: 24 min
- Work from home
- 22.9%
- Drive alone
- 70.2%
- Public transit
- 1.4%
- Walk to work
- 2%
- Homes with broadband
- 96.4%
Cold Spring vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Cold Spring | 6,341 | $75,000 | $253,600 | $1,191 |
| Crestview | 505 | $93,750 | $173,900 | $1,521 |
| Highland Heights | 6,444 | $53,275 | $169,700 | $1,144 |
| Ryland Heights | 789 | $69,000 | $213,700 | $1,125 |
| Silver Grove | 1,008 | $46,595 | $107,700 | $587 |
| Fairview | 120 | $56,250 | $133,300 | — |
| Wilder | 3,135 | $70,893 | $159,900 | $1,432 |
| Taylor Mill | 6,937 | $88,546 | $241,000 | $1,139 |
| Melbourne | 627 | $80,000 | $166,200 | $638 |
More for people moving to Cold Spring
Cold Spring ZIP code ›Weather and climate ›Living in Cold Spring: FAQ
What is the median household income in Cold Spring, KY?
The median household income in Cold Spring is $75,000, 18% higher than the Kentucky median of $63,726 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Cold Spring?
The median home value in Cold Spring is $253,600, compared with $205,600 in Kentucky.
How much is rent in Cold Spring?
The median gross rent in Cold Spring is $1,191 per month, about 38.1% of household income.
Is Cold Spring, KY a good place to live?
Pluses: median household income 18% higher than the Kentucky median; an average commute of 22 minutes; unemployment of 2%; a poverty rate of 9.9%. Minuses: home values 23% higher than the state median.
What is the median age in Cold Spring?
The median age in Cold Spring is 52 years (Kentucky: 39.1).
How long is the commute in Cold Spring?
The average commute to work in Cold Spring is 22 minutes; 22.9% of workers work from home.
What is the unemployment rate in Cold Spring?
The unemployment rate in Cold Spring is 2% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Cold Spring?
42.6% of adults in Cold Spring have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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