Living in Clay, Kentucky
Cost of living, income, home prices, rent and demographics of Clay · Census data 2020–2024
Clay has 996 residents with a median age of 36. The median household income is $61,250 (4% lower than the Kentucky median), the median home value is $74,400, the median rent is $772/month.
Clay is a small town, so Census survey estimates have wide margins of error. Treat percentages as approximate.
Clay at a glance
- Population
- 996
- Median age
- 36State: 39.1
- Median household income
- $61,250State: $63,726
- Median home value
- $74,400State: $205,600
- Median rent
- $772/moState: $967
- Homeowners
- 66.3%
- Bachelor's degree or higher
- 18.5%
- Average commute
- 35 min
Is Clay a good place to live?
Pros: Home values 64% lower than the state median; unemployment of 3.7%; a poverty rate of 9.6%.
Cons: Median household income 4% lower than the Kentucky median; an average commute of 35 minutes.
The weather is best in May and August to October.
Cost of living in Clay
Housing is the biggest part of the cost of living. In Clay the median home value is $74,400, 78% lower than the U.S. median. Renters pay a median of $772 per month, which is 17.5% of household income. Homeowners with a mortgage pay $1,279 a month in housing costs.
Clay median household income
The median household income in Clay is $61,250 and the income per person is $28,930. 9.6% of residents live below the poverty line (Kentucky: 16.1%).
Housing in Clay: homes for sale and rent
- Housing units
- 507
- Owner-occupied
- 66.3%
- Renter-occupied
- 33.7%
- Vacant
- 18.5%Includes seasonal homes
- Median year built
- 1966
- Average household size
- 2.41
Clay demographics
- Population
- 996
- Median age
- 36
- Under 18
- 21.2%
- 65 and older
- 13.2%
- Households
- 413
- Foreign-born
- 0.8%
- Veterans
- 4.2%Adults 18+
Hispanic or Latino can be of any race. Population history of Clay ›
Education in Clay
18.5% of adults 25 and older in Clay have a bachelor's degree or higher (Kentucky: 27.6%), and 12.3% have a graduate or professional degree.
Jobs and commute in Clay
- Unemployment rate
- 3.7%State: 4.9%
- Average commute
- 35 minState: 24 min
- Work from home
- 2.6%
- Drive alone
- 87.6%
- Public transit
- 0%
- Walk to work
- 0.9%
- Homes with broadband
- 85.2%
Clay vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Clay | 996 | $61,250 | $74,400 | $772 |
| Providence | 2,857 | $55,121 | $60,300 | $672 |
| Dixon | 1,036 | $46,607 | $82,500 | $781 |
| Sturgis | 1,864 | $36,780 | $84,500 | $678 |
| Nebo | 217 | $49,844 | $95,000 | $967 |
| Breckinridge Center | 1,467 | $64,152 | — | $1,013 |
| Morganfield | 3,185 | $65,829 | $113,600 | $852 |
| Waverly | 403 | $62,188 | $95,000 | $831 |
| Slaughters | 175 | $35,625 | $72,100 | $1,208 |
More for people moving to Clay
Clay ZIP code ›Weather and climate ›Living in Clay: FAQ
What is the median household income in Clay, KY?
The median household income in Clay is $61,250, 4% lower than the Kentucky median of $63,726 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Clay?
The median home value in Clay is $74,400, compared with $205,600 in Kentucky.
How much is rent in Clay?
The median gross rent in Clay is $772 per month, about 17.5% of household income.
Is Clay, KY a good place to live?
Pluses: home values 64% lower than the state median; unemployment of 3.7%; a poverty rate of 9.6%. Minuses: median household income 4% lower than the Kentucky median; an average commute of 35 minutes.
What is the median age in Clay?
The median age in Clay is 36 years (Kentucky: 39.1).
How long is the commute in Clay?
The average commute to work in Clay is 35 minutes; 2.6% of workers work from home.
What is the unemployment rate in Clay?
The unemployment rate in Clay is 3.7% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Clay?
18.5% of adults in Clay have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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