Living in Chelsea, Iowa

Cost of living, income, home prices, rent and demographics of Chelsea · Census data 2020–2024

Chelsea has 404 residents with a median age of 31.6. The median household income is $40,313 (46% lower than the Iowa median), the median home value is $43,500.

Chelsea is a small town, so Census survey estimates have wide margins of error. Treat percentages as approximate.

Chelsea at a glance

Population
404
Median age
31.6State: 38.6
Median household income
$40,313State: $75,059
Median home value
$43,500State: $208,000
Homeowners
96.3%
Bachelor's degree or higher
6.6%
Average commute
33 min

Is Chelsea a good place to live?

Pros: Home values 79% lower than the state median; unemployment of 2.6%.

Cons: Median household income 46% lower than the Iowa median; an average commute of 33 minutes; a poverty rate of 25.2%.

The weather is best in June to September.

Cost of living in Chelsea

Housing is the biggest part of the cost of living. In Chelsea the median home value is $43,500, 87% lower than the U.S. median. Renters pay a median of — per month. Homeowners with a mortgage pay $1,521 a month in housing costs.

Median home value

Chelsea$43,500
Iowa$208,000
United States$332,700

Median monthly rent

Iowa$972
United States$1,413

Chelsea median household income

The median household income in Chelsea is $40,313 and the income per person is $22,694. 25.2% of residents live below the poverty line (Iowa: 11.1%).

Median household income

Chelsea$40,313
Iowa$75,059
United States$80,734

Housing in Chelsea: homes for sale and rent

Housing units
131
Owner-occupied
96.3%
Renter-occupied
3.7%
Vacant
16.8%Includes seasonal homes
Median year built
1938
Average household size
3.71

Chelsea demographics

Population
404
Median age
31.6
Under 18
42.3%
65 and older
9.9%
Households
109
Foreign-born
21%
Veterans
4.7%Adults 18+

Race and ethnicity

White45.5%
Hispanic or Latino48%
Black0%
Asian0%

Hispanic or Latino can be of any race. Population history of Chelsea ›

Education in Chelsea

6.6% of adults 25 and older in Chelsea have a bachelor's degree or higher (Iowa: 31.4%), and 1.3% have a graduate or professional degree.

Bachelor's degree or higher

Chelsea6.6%
Iowa31.4%
United States35.7%

Jobs and commute in Chelsea

Unemployment rate
2.6%State: 3.6%
Average commute
33 minState: 20 min
Work from home
3.8%
Drive alone
77.4%
Public transit
0.8%
Walk to work
0%
Homes with broadband
63.3%

Chelsea vs nearby towns

TownPopulationMedian incomeHome valueRent
Chelsea404$40,313$43,500—
Belle Plaine2,380$73,656$113,900$890
Elberon143$57,188$110,000—
Holiday Lake397$82,868$284,800—
Hartwick114$83,750$90,000—
Tama3,051$68,661$106,800$832
Toledo1,966$53,333$118,400$887
Clutier426$65,156$61,800$1,577
Luzerne120$100,357$66,300—

More for people moving to Chelsea

Chelsea ZIP code ›Weather and climate ›

Living in Chelsea: FAQ

What is the median household income in Chelsea, IA?

The median household income in Chelsea is $40,313, 46% lower than the Iowa median of $75,059 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Chelsea?

The median home value in Chelsea is $43,500, compared with $208,000 in Iowa.

Is Chelsea, IA a good place to live?

Pluses: home values 79% lower than the state median; unemployment of 2.6%. Minuses: median household income 46% lower than the Iowa median; an average commute of 33 minutes; a poverty rate of 25.2%.

What is the median age in Chelsea?

The median age in Chelsea is 31.6 years (Iowa: 38.6).

How long is the commute in Chelsea?

The average commute to work in Chelsea is 33 minutes; 3.8% of workers work from home.

What is the unemployment rate in Chelsea?

The unemployment rate in Chelsea is 2.6% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Chelsea?

6.6% of adults in Chelsea have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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