Living in Charter Oak, Iowa
Cost of living, income, home prices, rent and demographics of Charter Oak · Census data 2020–2024
Charter Oak has 580 residents with a median age of 43.4. The median household income is $53,042 (29% lower than the Iowa median), the median home value is $77,700, the median rent is $1,050/month.
Charter Oak is a small town, so Census survey estimates have wide margins of error. Treat percentages as approximate.
Charter Oak at a glance
- Population
- 580
- Median age
- 43.4State: 38.6
- Median household income
- $53,042State: $75,059
- Median home value
- $77,700State: $208,000
- Median rent
- $1,050/moState: $972
- Homeowners
- 63.7%
- Bachelor's degree or higher
- 7.6%
- Average commute
- 22 min
Is Charter Oak a good place to live?
Pros: Home values 63% lower than the state median; a poverty rate of 7.6%.
Cons: Median household income 29% lower than the Iowa median; an average commute of 22 minutes; unemployment of 9.1%.
The weather is best in June to September.
Cost of living in Charter Oak
Housing is the biggest part of the cost of living. In Charter Oak the median home value is $77,700, 77% lower than the U.S. median. Renters pay a median of $1,050 per month, which is 31.3% of household income. Homeowners with a mortgage pay $904 a month in housing costs.
Charter Oak median household income
The median household income in Charter Oak is $53,042 and the income per person is $24,678. 7.6% of residents live below the poverty line (Iowa: 11.1%).
Housing in Charter Oak: homes for sale and rent
- Housing units
- 241
- Owner-occupied
- 63.7%
- Renter-occupied
- 36.3%
- Vacant
- 1.7%Includes seasonal homes
- Median year built
- 1938
- Average household size
- 2.45
Charter Oak demographics
- Population
- 580
- Median age
- 43.4
- Under 18
- 27.2%
- 65 and older
- 29.1%
- Households
- 237
- Foreign-born
- 1.9%
- Veterans
- 12.3%Adults 18+
Hispanic or Latino can be of any race. Population history of Charter Oak ›
Education in Charter Oak
7.6% of adults 25 and older in Charter Oak have a bachelor's degree or higher (Iowa: 31.4%), and 3.7% have a graduate or professional degree.
Jobs and commute in Charter Oak
- Unemployment rate
- 9.1%State: 3.6%
- Average commute
- 22 minState: 20 min
- Work from home
- 1.5%
- Drive alone
- 94.4%
- Public transit
- 0%
- Walk to work
- 0%
- Homes with broadband
- 83.1%
Charter Oak vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Charter Oak | 580 | $53,042 | $77,700 | $1,050 |
| Ute | 351 | $55,341 | $75,000 | $725 |
| Schleswig | 831 | $73,315 | $163,600 | $528 |
| Arion | 137 | $63,125 | $53,300 | $583 |
| Dow City | 454 | $48,421 | $126,900 | $747 |
| Soldier | 133 | $56,250 | $78,300 | $663 |
| Mapleton | 989 | $55,208 | $113,000 | $846 |
| Denison | 8,260 | $65,684 | $150,200 | $731 |
| Danbury | 283 | $64,375 | $85,600 | $750 |
More for people moving to Charter Oak
Charter Oak ZIP code ›Weather and climate ›Living in Charter Oak: FAQ
What is the median household income in Charter Oak, IA?
The median household income in Charter Oak is $53,042, 29% lower than the Iowa median of $75,059 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Charter Oak?
The median home value in Charter Oak is $77,700, compared with $208,000 in Iowa.
How much is rent in Charter Oak?
The median gross rent in Charter Oak is $1,050 per month, about 31.3% of household income.
Is Charter Oak, IA a good place to live?
Pluses: home values 63% lower than the state median; a poverty rate of 7.6%. Minuses: median household income 29% lower than the Iowa median; an average commute of 22 minutes; unemployment of 9.1%.
What is the median age in Charter Oak?
The median age in Charter Oak is 43.4 years (Iowa: 38.6).
How long is the commute in Charter Oak?
The average commute to work in Charter Oak is 22 minutes; 1.5% of workers work from home.
What is the unemployment rate in Charter Oak?
The unemployment rate in Charter Oak is 9.1% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Charter Oak?
7.6% of adults in Charter Oak have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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