Living in Charlotte, Iowa

Cost of living, income, home prices, rent and demographics of Charlotte · Census data 2020–2024

Charlotte has 454 residents with a median age of 33.9. The median household income is $61,711 (18% lower than the Iowa median), the median home value is $101,500, the median rent is $760/month.

Charlotte is a small town, so Census survey estimates have wide margins of error. Treat percentages as approximate.

Charlotte at a glance

Population
454
Median age
33.9State: 38.6
Median household income
$61,711State: $75,059
Median home value
$101,500State: $208,000
Median rent
$760/moState: $972
Homeowners
74.5%
Bachelor's degree or higher
14.6%
Average commute
30 min

Is Charlotte a good place to live?

Pros: Home values 51% lower than the state median; unemployment of 2.8%.

Cons: Median household income 18% lower than the Iowa median; an average commute of 30 minutes; a poverty rate of 16.3%.

The weather is best in June to September.

Cost of living in Charlotte

Housing is the biggest part of the cost of living. In Charlotte the median home value is $101,500, 69% lower than the U.S. median. Renters pay a median of $760 per month, which is 32.9% of household income. Homeowners with a mortgage pay $1,058 a month in housing costs.

Median home value

Charlotte$101,500
Iowa$208,000
United States$332,700

Median monthly rent

Charlotte$760
Iowa$972
United States$1,413

Charlotte median household income

The median household income in Charlotte is $61,711 and the income per person is $32,156. 16.3% of residents live below the poverty line (Iowa: 11.1%).

Median household income

Charlotte$61,711
Iowa$75,059
United States$80,734

Housing in Charlotte: homes for sale and rent

Housing units
198
Owner-occupied
74.5%
Renter-occupied
25.5%
Vacant
7.1%Includes seasonal homes
Median year built
1950
Average household size
2.47

Charlotte demographics

Population
454
Median age
33.9
Under 18
31.9%
65 and older
14.5%
Households
184
Foreign-born
5.5%
Veterans
12%Adults 18+

Race and ethnicity

White82.8%
Hispanic or Latino11.2%
Black0%
Asian0%

Hispanic or Latino can be of any race. Population history of Charlotte ›

Education in Charlotte

14.6% of adults 25 and older in Charlotte have a bachelor's degree or higher (Iowa: 31.4%), and 3.9% have a graduate or professional degree.

Bachelor's degree or higher

Charlotte14.6%
Iowa31.4%
United States35.7%

Jobs and commute in Charlotte

Unemployment rate
2.8%State: 3.6%
Average commute
30 minState: 20 min
Work from home
5.8%
Drive alone
91.3%
Public transit
0%
Walk to work
0.5%
Homes with broadband
76.1%

Charlotte vs nearby towns

TownPopulationMedian incomeHome valueRent
Charlotte454$61,711$101,500$760
Goose Lake387$76,875$139,900—
Preston1,044$74,063$163,900$765
Delmar480$68,750$147,500$944
Welton114$65,625$120,300$925
Miles398$72,708$130,700$758
DeWitt5,546$92,587$237,100$955
Maquoketa6,075$60,240$132,500$795
Low Moor253$52,143$118,300$850

More for people moving to Charlotte

Charlotte ZIP code ›Weather and climate ›

Living in Charlotte: FAQ

What is the median household income in Charlotte, IA?

The median household income in Charlotte is $61,711, 18% lower than the Iowa median of $75,059 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Charlotte?

The median home value in Charlotte is $101,500, compared with $208,000 in Iowa.

How much is rent in Charlotte?

The median gross rent in Charlotte is $760 per month, about 32.9% of household income.

Is Charlotte, IA a good place to live?

Pluses: home values 51% lower than the state median; unemployment of 2.8%. Minuses: median household income 18% lower than the Iowa median; an average commute of 30 minutes; a poverty rate of 16.3%.

What is the median age in Charlotte?

The median age in Charlotte is 33.9 years (Iowa: 38.6).

How long is the commute in Charlotte?

The average commute to work in Charlotte is 30 minutes; 5.8% of workers work from home.

What is the unemployment rate in Charlotte?

The unemployment rate in Charlotte is 2.8% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Charlotte?

14.6% of adults in Charlotte have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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