Living in St. Joe, Indiana
Cost of living, income, home prices, rent and demographics of St. Joe · Census data 2020–2024
St. Joe has 411 residents with a median age of 33.6. The median household income is $55,000 (24% lower than the Indiana median), the median home value is $87,100, the median rent is $805/month.
St. Joe is a small town, so Census survey estimates have wide margins of error. Treat percentages as approximate.
St. Joe at a glance
- Population
- 411
- Median age
- 33.6State: 38.1
- Median household income
- $55,000State: $71,957
- Median home value
- $87,100State: $218,200
- Median rent
- $805/moState: $1,062
- Homeowners
- 77.8%
- Bachelor's degree or higher
- 5.1%
- Average commute
- 26 min
Is St. Joe a good place to live?
Pros: Home values 60% lower than the state median.
Cons: Median household income 24% lower than the Indiana median; an average commute of 26 minutes; unemployment of 10.4%; a poverty rate of 12.7%.
The weather is best in June to September.
Cost of living in St. Joe
Housing is the biggest part of the cost of living. In St. Joe the median home value is $87,100, 74% lower than the U.S. median. Renters pay a median of $805 per month, which is 20.3% of household income. Homeowners with a mortgage pay $1,043 a month in housing costs.
St. Joe median household income
The median household income in St. Joe is $55,000 and the income per person is $22,134. 12.7% of residents live below the poverty line (Indiana: 12.3%).
Housing in St. Joe: homes for sale and rent
- Housing units
- 211
- Owner-occupied
- 77.8%
- Renter-occupied
- 22.2%
- Vacant
- 31.8%Includes seasonal homes
- Median year built
- 1953
- Average household size
- 2.85
31.8% of homes are vacant most of the year, a sign that St. Joe has many vacation and second homes.
St. Joe demographics
- Population
- 411
- Median age
- 33.6
- Under 18
- 28.2%
- 65 and older
- 14.8%
- Households
- 144
- Foreign-born
- 1.2%
- Veterans
- 8.5%Adults 18+
Hispanic or Latino can be of any race. Population history of St. Joe ›
Education in St. Joe
5.1% of adults 25 and older in St. Joe have a bachelor's degree or higher (Indiana: 29.5%), and 0.4% have a graduate or professional degree.
Jobs and commute in St. Joe
- Unemployment rate
- 10.4%State: 4.3%
- Average commute
- 26 minState: 24 min
- Work from home
- 1.4%
- Drive alone
- 77.9%
- Public transit
- 0%
- Walk to work
- 10.7%
- Homes with broadband
- 82.6%
St. Joe vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| St. Joe | 411 | $55,000 | $87,100 | $805 |
| Spencerville | 244 | $36,250 | — | — |
| Hicksville | 3,174 | $63,088 | $157,600 | $775 |
| Butler | 2,660 | $54,688 | $107,700 | $785 |
| Grabill | 1,108 | $66,563 | $150,200 | $850 |
| Harlan | 1,254 | $75,313 | $179,200 | $894 |
| Auburn | 13,565 | $68,750 | $190,800 | $865 |
| Leo-Cedarville | 3,695 | $116,375 | $370,100 | — |
| Waterloo | 2,073 | $67,083 | $104,600 | $829 |
More for people moving to St. Joe
St. Joe ZIP code ›Weather and climate ›Living in St. Joe: FAQ
What is the median household income in St. Joe, IN?
The median household income in St. Joe is $55,000, 24% lower than the Indiana median of $71,957 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in St. Joe?
The median home value in St. Joe is $87,100, compared with $218,200 in Indiana.
How much is rent in St. Joe?
The median gross rent in St. Joe is $805 per month, about 20.3% of household income.
Is St. Joe, IN a good place to live?
Pluses: home values 60% lower than the state median. Minuses: median household income 24% lower than the Indiana median; an average commute of 26 minutes; unemployment of 10.4%; a poverty rate of 12.7%.
What is the median age in St. Joe?
The median age in St. Joe is 33.6 years (Indiana: 38.1).
How long is the commute in St. Joe?
The average commute to work in St. Joe is 26 minutes; 1.4% of workers work from home.
What is the unemployment rate in St. Joe?
The unemployment rate in St. Joe is 10.4% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is St. Joe?
5.1% of adults in St. Joe have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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